OCC - Office of Comptroller of Currency

07/01/2026 | Press release | Distributed by Public on 07/01/2026 09:06

OCC Releases CRA Performance Evaluations for 20 National Banks and Federal Savings Associations

WASHINGTON-The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of June 1, 2026, through June 30, 2026.

Under the CRA, the OCC assesses an institution's record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Bank Name City State Rating
The First National Bank of Raymond Raymond IL Outstanding
Security Federal Savings Bank Logansport IN Outstanding
First Federal Savings Bank of Kentucky Frankfort KY Outstanding
First National Bank of Louisiana Crowley LA Outstanding
Minnesota National Bank Sauk Centre MN Outstanding
VersaBank USA National Association Holdingford MN Outstanding
Viking Bank, National Association Alexandria MN Satisfactory
Ballston Spa National Bank Ballston Spa NY Satisfactory
Champlain National Bank Elizabethtown NY Satisfactory
The Upstate National Bank Ogdensburg NY Satisfactory
The Citizens National Bank of Woodsfield Woodsfield OH Satisfactory
The First Central National Bank of St. Paris St. Paris OH Satisfactory
First Texoma National Bank Durant OK Satisfactory
The Peoples National Bank of Checotah Checotah OK Outstanding
First National Bank of Pennsylvania Greenville PA Satisfactory
The Bancorp Bank, National Association Sioux Falls SD Outstanding
Home Federal Bank of Tennessee Knoxville TN Outstanding
Community National Bank Midland TX Satisfactory
Southtrust Bank, National Association George West TX Satisfactory
The First National Bank of Ballinger Ballinger TX Outstanding

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC News email list.

OCC - Office of Comptroller of Currency published this content on July 01, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on July 01, 2026 at 15:06 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]