Management Change/Compensation (Form 8-K)

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On July 15, 2026, the board of directors of SHF Holdings, Inc. (the "Company") appointed Michael Regan as the Company's Chief Operating Officer and Secretary.

Mr. Regan's biographical and compensation information is included in the Company's definitive proxy statement filed with the Securities and Exchange Commission (the "SEC") on May 8, 2026, and such information is incorporated herein by reference.

There are no arrangements or understandings between Mr. Regan and any other person pursuant to which Mr. Regan was appointed as an officer of the Company. There are no family relationships between Mr. Regan and any director or executive officer of the Company. On September 30, 2025, Mr. Regan participated in the Company's offering of Series B Convertible Preferred Stock (the "Related Party Transaction"). Additional information regarding the Related Party Transaction is included in the Company's Annual Report on Form 10-K filed with the SEC on April 15, 2026, and such information is incorporated herein by reference.