06/25/2026 | Press release | Distributed by Public on 06/25/2026 23:57
Overview
This booklet provides information about lending, risks associated with lending, risk management practices applicable to all phases of a loan's life cycle, and loan portfolio risk management.
Applicability
This booklet applies to the OCC's supervision of national banks and federal savings associations. References to national banks in this booklet also generally apply to federal branches and agencies of foreign banking organizations. Refer to 12 USC 3102(b) and the "Federal Branches and Agencies Supervision" booklet of the Comptroller's Handbook for more information.