04/29/2026 | Press release | Distributed by Public on 04/29/2026 07:06
World Omni Auto Receivables Trust 2023-B
Monthly Servicer Certificate
March 31, 2026
| Dates Covered | ||||||||||||
| Collections Period | 03/01/26 - 03/31/26 | |||||||||||
| Interest Accrual Period | 03/16/26 - 04/14/26 | |||||||||||
| 30/360 Days | 30 | |||||||||||
| Actual/360 Days | 30 | |||||||||||
| Distribution Date | 04/15/26 | |||||||||||
| Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
| Pool Balance at 02/28/26 | 238,121,061.98 | 16,425 | ||||||||||
| Yield Supplement Overcollateralization Amount 02/28/26 | 12,504,624.95 | 0 | ||||||||||
| Receivables Balance 02/28/26 | 250,625,686.93 | 16,425 | ||||||||||
| Principal Payments | 14,482,855.33 | 408 | ||||||||||
| Defaulted Receivables | 354,599.79 | 18 | ||||||||||
| Repurchased Accounts | 0.00 | 0 | ||||||||||
| Yield Supplement Overcollateralization Amount at 03/31/26 | 11,408,519.92 | 0 | ||||||||||
| Pool Balance at 03/31/26 | 224,379,711.89 | 15,999 | ||||||||||
| Pool Statistics | $ Amount | # of Accounts | ||||||||||
| Pool Factor | 20.28 | % | ||||||||||
| Prepayment ABS Speed | 1.31 | % | ||||||||||
| Aggregate Starting Principal Balance | 1,162,826,061.02 | 44,579 | ||||||||||
| Delinquent Receivables: | ||||||||||||
| Past Due 31-60 days | 5,110,225.23 | 233 | ||||||||||
| Past Due 61-90 days | 1,337,898.89 | 68 | ||||||||||
| Past Due 91-120 days | 394,407.02 | 19 | ||||||||||
| Past Due 121+ days | 0.00 | 0 | ||||||||||
| Total | 6,842,531.14 | 320 | ||||||||||
| Total 31+ Delinquent as % Aggregate Ending Principal Balance | 2.90 | % | ||||||||||
| Total 61+ Delinquent as % Aggregate Ending Principal Balance | 0.73 | % | ||||||||||
| Delinquency Trigger Occurred | NO | |||||||||||
| Recoveries | 310,493.31 | |||||||||||
| Aggregate Net Losses/(Gains) - March 2026 | 44,106.48 | |||||||||||
| Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
| Current Net Losses/(Gains) Ratio | 0.21 | % | ||||||||||
| Prior Net Losses/(Gains) Ratio | 0.76 | % | ||||||||||
| Second Prior Net Losses/(Gains) Ratio | -0.07 | % | ||||||||||
| Third Prior Net Losses/(Gains) Ratio | 0.68 | % | ||||||||||
| Four Month Average | 0.40 | % | ||||||||||
| Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.68 | % | ||||||||||
| Overcollateralization Target Amount | 5,232,239.66 | |||||||||||
| Actual Overcollateralization | 5,232,239.66 | |||||||||||
| Weighted Average Contract Rate | 5.95 | % | ||||||||||
| Weighted Average Contract Rate, Yield Adjusted | 10.14 | % | ||||||||||
| Weighted Average Remaining Term | 30.58 | |||||||||||
| Flow of Funds | $ Amount | |||||||||||
| Collections | 16,013,335.28 | |||||||||||
| Investment Earnings on Cash Accounts | 9,136.87 | |||||||||||
| Servicing Fee | (208,854.74 | ) | ||||||||||
| Transfer to Collection Account | - | |||||||||||
| Available Funds | 15,813,617.41 | |||||||||||
| Distributions of Available Funds | ||||||||||||
| (1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
| (2) Class A Interest | 723,021.76 | |||||||||||
| (3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
| (4) Class B Interest | 127,914.25 | |||||||||||
| (5) Noteholders' Second Priority Principal Distributable Amount | - | |||||||||||
| (6) Class C Interest | 67,288.50 | |||||||||||
| (7) Noteholders' Third Priority Principal Distributable Amount | 8,509,110.43 | |||||||||||
| (8) Required Reserve Account | - | |||||||||||
| (9) Noteholders' Principal Distributable Amount | 5,232,239.66 | |||||||||||
| (10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
| (11) Distribution to Certificateholders | 1,154,042.81 | |||||||||||
| Total Distributions of Available Funds | 15,813,617.41 | |||||||||||
| Servicing Fee | 208,854.74 | |||||||||||
| Unpaid Servicing Fee | - | |||||||||||
| Change in amount of the unpaid servicing fee from the prior period | - | |||||||||||
| Note Balances & Note Factors | $ Amount | |||||||||||
| Original Class A | 996,700,000.00 | |||||||||||
| Original Class B | 31,390,000.00 | |||||||||||
| Original Class C | 15,740,000.00 | |||||||||||
| Total Class A, B, & C | ||||||||||||
| Note Balance @ 03/16/26 | 232,888,822.32 | |||||||||||
| Principal Paid | 13,741,350.09 | |||||||||||
| Note Balance @ 04/15/26 | 219,147,472.23 | |||||||||||
| Class A-1 | ||||||||||||
| Note Balance @ 03/16/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 0.00 | |||||||||||
| Note Factor @ 04/15/26 | 0.0000000 | % | ||||||||||
| Class A-2a | ||||||||||||
| Note Balance @ 03/16/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 0.00 | |||||||||||
| Note Factor @ 04/15/26 | 0.0000000 | % | ||||||||||
| Class A-2b | ||||||||||||
| Note Balance @ 03/16/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 0.00 | |||||||||||
| Note Factor @ 04/15/26 | 0.0000000 | % | ||||||||||
| Class A-3 | ||||||||||||
| Note Balance @ 03/16/26 | 86,258,822.32 | |||||||||||
| Principal Paid | 13,741,350.09 | |||||||||||
| Note Balance @ 04/15/26 | 72,517,472.23 | |||||||||||
| Note Factor @ 04/15/26 | 24.4002262 | % | ||||||||||
| Class A-4 | ||||||||||||
| Note Balance @ 03/16/26 | 99,500,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 99,500,000.00 | |||||||||||
| Note Factor @ 04/15/26 | 100.0000000 | % | ||||||||||
| Class B | ||||||||||||
| Note Balance @ 03/16/26 | 31,390,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 31,390,000.00 | |||||||||||
| Note Factor @ 04/15/26 | 100.0000000 | % | ||||||||||
| Class C | ||||||||||||
| Note Balance @ 03/16/26 | 15,740,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 04/15/26 | 15,740,000.00 | |||||||||||
| Note Factor @ 04/15/26 | 100.0000000 | % | ||||||||||
| Interest & Principal Payments | $ Amount | |||||||||||
| Total Interest Paid | 918,224.51 | |||||||||||
| Total Principal Paid | 13,741,350.09 | |||||||||||
| Total Paid | 14,659,574.60 | |||||||||||
| Class A-1 | ||||||||||||
| Coupon | 5.31600 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-1 Holders | 0.00 | |||||||||||
| Class A-2a | ||||||||||||
| Coupon | 5.25000 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-2a Holders | 0.00 | |||||||||||
| Class A-2b | ||||||||||||
| SOFR Rate | 3.67223 | % | ||||||||||
| Coupon | 4.38223 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-2b Holders | 0.00 | |||||||||||
| Class A-3 | ||||||||||||
| Coupon | 4.66000 | % | ||||||||||
| Interest Paid | 334,971.76 | |||||||||||
| Principal Paid | 13,741,350.09 | |||||||||||
| Total Paid to A-3 Holders | 14,076,321.85 | |||||||||||
| Class A-4 | ||||||||||||
| Coupon | 4.68000 | % | ||||||||||
| Interest Paid | 388,050.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-4 Holders | 388,050.00 | |||||||||||
| Class B | ||||||||||||
| Coupon | 4.89000 | % | ||||||||||
| Interest Paid | 127,914.25 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to B Holders | 127,914.25 | |||||||||||
| Class C | ||||||||||||
| Coupon | 5.13000 | % | ||||||||||
| Interest Paid | 67,288.50 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to C Holders | 67,288.50 | |||||||||||
| Distribution per $1,000 of Notes | Total | |||||||||||
| Total Interest Distribution Amount | 0.8796686 | |||||||||||
| Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
| Total Principal Distribution Amount | 13.1643564 | |||||||||||
| Total Distribution Amount | 14.0440250 | |||||||||||
| A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
| A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-1 Distribution Amount | 0.0000000 | |||||||||||
| A-2a Interest Distribution Amount | 0.0000000 | |||||||||||
| A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-2a Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-2a Distribution Amount | 0.0000000 | |||||||||||
| A-2b Interest Distribution Amount | 0.0000000 | |||||||||||
| A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-2b Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-2b Distribution Amount | 0.0000000 | |||||||||||
| A-3 Interest Distribution Amount | 1.1270921 | |||||||||||
| A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-3 Principal Distribution Amount | 46.2360366 | |||||||||||
| Total A-3 Distribution Amount | 47.3631287 | |||||||||||
| A-4 Interest Distribution Amount | 3.9000000 | |||||||||||
| A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-4 Distribution Amount | 3.9000000 | |||||||||||
| B Interest Distribution Amount | 4.0750000 | |||||||||||
| B Interest Carryover Shortfall | 0.0000000 | |||||||||||
| B Principal Distribution Amount | 0.0000000 | |||||||||||
| Total B Distribution Amount | 4.0750000 | |||||||||||
| C Interest Distribution Amount | 4.2750000 | |||||||||||
| C Interest Carryover Shortfall | 0.0000000 | |||||||||||
| C Principal Distribution Amount | 0.0000000 | |||||||||||
| Total C Distribution Amount | 4.2750000 | |||||||||||
| Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Second Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Third Priority Principal Distributable Amount | 619.23 | |||||||||||
| Noteholders' Principal Distributable Amount | 380.77 | |||||||||||
| Account Balances | $ Amount | |||||||||||
| Reserve Account | ||||||||||||
| Balance as of 03/16/26 | 2,616,119.83 | |||||||||||
| Investment Earnings | 7,775.20 | |||||||||||
| Investment Earnings Paid | (7,775.20 | ) | ||||||||||
| Deposit/(Withdrawal) | - | |||||||||||
| Balance as of 04/15/26 | 2,616,119.83 | |||||||||||
| Change | - | |||||||||||
| Required Reserve Amount | 2,616,119.83 | |||||||||||
| Other Servicing Information | Current Month | Prior Month | Two Months Prior | |||||||||
| Principal Balance of Receivables extended during the Collection Period | $ | 1,516,016.35 | $ | 1,494,247.23 | $ | 1,915,954.00 | ||||||
| Number of Extensions | 73 | 69 | 95 | |||||||||
| Ratio of extensions to Beginning of Period Receivables Balance | 0.60 | % | 0.57 | % | 0.69 | % | ||||||