Amwins Specialty Casualty Solutions Expands Occupational Accident Program with New Tiered Coverage Options for a Broader Range of Independent Contractors

Amwins Specialty Casualty Solutions (ASCS), a leading MGA and specialty insurance program creator, today announced the expansion of its Occupational Accident (OccAcc) insurance program to serve independent contractors across a broad range of industry classes, alongside a new tiered product structure. Building on five years of profitable growth in transportation, this expansion gives retail partners broader access to a market-leading program written on "A" XIII paper - and introduces two distinct coverage tiers designed to meet a wider range of client needs and budgets.

"Independent contractors represent more than 7% of the U.S. workforce and are heavily concentrated in industries with elevated injury risk," said Chris Gingue, executive vice president of Amwins Specialty Casualty Solutions. "Very few markets can offer workers' compensation, occupational accident and contingent liability under one coordinated program - coverage we think this is crucial for effective claims management and closing coverage gaps."

ASCS launched its transportation OccAcc program in late 2020 as a direct complement to its established trucking workers' compensation program.

"Expanding beyond transportation allows us to apply the expertise and disciplined underwriting that have driven our success to a broader range of independent contractor classes," said Gingue. "As workforce models continue to evolve, we see a growing need for flexible, coordinated insurance solutions that help protect both contractors and the businesses that engage them."

The program offers two-tiered coverage options, developed in direct response to ASCS clients with a clear need for more flexible pricing: