Statistics New Zealand
Statistics New Zealand
09/12/2025 | Press release | Distributed by Public on 09/11/2025 16:49
Electronic card transactions: August 2025
Electronic card transactions: August 2025
12 September 2025, 10:45am
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The electronic card transactions (ECT) series cover debit, credit, and charge card transactions with New Zealand-based merchants. The series can be used to indicate changes in consumer spending and economic activity.
Download data
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Electronic card transactions: August 2025
Excel spreadsheet, 59 KB
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Electronic card transactions: August 2025 - CSV
ZIP compressed file, 140 KB
Key facts
All figures are seasonally adjusted unless otherwise specified.
Values are at the national level and are not adjusted for price changes.
August 2025 month
Changes in the value of electronic card transactions for the August 2025 month (compared with July 2025) were:
- spending in the retail industries increased 0.7 percent ($45 million)
- spending in the core retail industries increased 0.9 percent ($55 million).
- Graph
- Table
Created with Highcharts 11.4.8$Retail card spending ($), August 2022-August 2025ActualSeasonally adjustedTrendAug-22Oct-22Dec-22Feb-23Apr-23Jun-23Aug-23Oct-23Dec-23Feb-24Apr-24Jun-24Aug-24Oct-24Dec-24Feb-25Apr-25Jun-25Aug-256 000M6 500M7 000M7 500M8 000M8 500M9 000MStats NZ
Retail card spending ($), August 2022-August 2025
Created with Highcharts 11.4.8$Retail card spending ($), August 2022-August 2025ActualSeasonally adjustedTrendAug-22Oct-22Dec-22Feb-23Apr-23Jun-23Aug-23Oct-23Dec-23Feb-24Apr-24Jun-24Aug-24Oct-24Dec-24Feb-25Apr-25Jun-25Aug-256 000M6 500M7 000M7 500M8 000M8 500M9 000MStats NZ
| Month | Actual | Seasonally adjusted | Trend |
| Aug-22 | 6389088000 | 6733472000 | 6771697000 |
| Sep-22 | 6555598000 | 6853842000 | 6828197000 |
| Oct-22 | 7053533000 | 7002745000 | 6873849000 |
| Nov-22 | 7263727000 | 6904240000 | 6891743000 |
| Dec-22 | 8548389000 | 6883511000 | 6898560000 |
| Jan-23 | 6871457000 | 6896543000 | 6923466000 |
| Feb-23 | 6415293000 | 6945964000 | 6965646000 |
| Mar-23 | 7194542000 | 7056800000 | 7005690000 |
| Apr-23 | 6843706000 | 7056496000 | 7028257000 |
| May-23 | 6731522000 | 6967247000 | 7036236000 |
| Jun-23 | 6685904000 | 7063463000 | 7043009000 |
| Jul-23 | 6765373000 | 7050613000 | 7049346000 |
| Aug-23 | 6754616000 | 7079646000 | 7056251000 |
| Sep-23 | 6747040000 | 7038787000 | 7049862000 |
| Oct-23 | 6995276000 | 7003735000 | 7037423000 |
| Nov-23 | 7499219000 | 7082687000 | 7031040000 |
| Dec-23 | 8608488000 | 6978397000 | 7025254000 |
| Jan-24 | 7070281000 | 7047155000 | 7017045000 |
| Feb-24 | 6724446000 | 6988221000 | 7001486000 |
| Mar-24 | 7129902000 | 6976139000 | 6973986000 |
| Apr-24 | 6685214000 | 6947421000 | 6932346000 |
| May-24 | 6717430000 | 6890564000 | 6880547000 |
| Jun-24 | 6402501000 | 6807162000 | 6836769000 |
| Jul-24 | 6474046000 | 6811643000 | 6811796000 |
| Aug-24 | 6589334000 | 6821834000 | 6813476000 |
| Sep-24 | 6406495000 | 6818535000 | 6833815000 |
| Oct-24 | 6943425000 | 6881305000 | 6861272000 |
| Nov-24 | 7354746000 | 6880617000 | 6893331000 |
| Dec-24 | 8610063000 | 7082660000 | 6921148000 |
| Jan-25 | 7077398000 | 6944259000 | 6930147000 |
| Feb-25 | 6455973000 | 6951663000 | 6914380000 |
| Mar-25 | 6960175000 | 6852772000 | 6884914000 |
| Apr-25 | 6614880000 | 6851228000 | 6857623000 |
| May-25 | 6710150000 | 6844268000 | 6852614000 |
| Jun-25 | 6382551000 | 6879205000 | 6870962000 |
| Jul-25 | 6581483000 | 6893343000 | 6900525000 |
| Aug-25 | 6647876000 | 6938182000 | 6921481000 |
By retail spending category, movements were:
- hospitality, up $21 million (1.4 percent)
- durables, up $8.9 million (0.5 percent)
- consumables, up $7.1 million (0.3 percent)
- apparel, up $5.9 million (1.8 percent)
- fuel, down $0.5 million (0.1 percent)
- motor vehicles (excluding fuel), down $1.7 million (0.9 percent).
- Graph
- Table
Created with Highcharts 11.4.8Percentage changeIndustry (ANZSIC06)Percentage change in seasonally adjusted card transaction values, by industry,July 2025-August 2025ANZSIC06 - Australian and New Zealand Industrial Classification 2006.-1-0.75-0.5-0.2500.250.50.7511.251.51.752ConsumablesDurablesHospitalityApparelMotor vehicles excl. fuelFuelNon-retail excl. servicesServicesStats NZ
Percentage change in seasonally adjusted card transaction values, by industry, July 2025-August 2025
Created with Highcharts 11.4.8Percentage changePercentage change in seasonally adjusted card transaction values, by industry,July 2025-August 2025Percentage changeConsumablesDurablesHospitalityApparelMotor vehicles excl. fuelFuelNon-retail excl. servicesServices-1-0.75-0.5-0.2500.250.50.7511.251.51.752Stats NZ
| Industry (ANZSIC06) | Percentage change |
| Consumables | 0.3 |
| Durables | 0.5 |
| Hospitality | 1.4 |
| Apparel | 1.8 |
| Motor vehicles excl. fuel | -0.9 |
| Fuel | -0.1 |
| Non-retail excl. services | 0.2 |
| Services | 0 |
Note, the seasonally adjusted series are adjusted independently of each other, therefore, the sum of the component categories may differ from the total.
The non-retail (excluding services) category increased by $4.3 million (0.2 percent) from July 2025. This category includes medical and other health care, travel and tour arrangement, postal and courier delivery, and other non-retail industries.
The services category was up $0.1 million (0.0 percent). This category includes repair and maintenance, and personal care, funeral, and other personal services.
The total value of electronic card spending, including the two non-retail categories (services and other non-retail), increased from July 2025, up $41 million (0.4 percent).
In actual terms, cardholders made 174 million transactions across all industries in August 2025, with an average value of $54 per transaction. The total amount spent using electronic cards was $9.3 billion.
More data
Use Infoshare to access the electronic card transactions time series:
Subject category: Economic indicators
Group: Electronic card transactions (ANZSIC06) - ECT
Definitions and metadata
Electronic card transactions data collection methodology - DataInfo+ gives general methodology used to produce electronic card transaction statistics.
Electronic card transactions concepts - DataInfo+ gives definitions of terms used in this release.
Media enquiries
Media [email protected] 285 9191
Technical enquiries
Declan [email protected] 931 4600
ISSN 1178-0258
Next release
Electronic card transactions: September 2025 will be released on 14 October 2025.
Statistics New Zealand published this content on September 12, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on September 11, 2025 at 22:49 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]