The More I Learn, the More There Is to Learn: My Mosaic Fellowship at HCAP Partners

An excerpt from Richard Fordwor's reflections as HCAP's 2026 ICM Mosaic Fellow

HCAP challenged nearly every assumption I had about investing. The firm is a leading impact investor, evaluating every investment through its Gainful Jobs Approach, a framework that measures not only financial returns but also the quality of jobs a company creates and sustains. Founded in 2000 as a growth capital provider, HCAP has since raised three Small Business Investment Company (SBIC) funds and invests across debt and equity, often through mezzanine financing, a form of capital I had spent little time thinking about. Suddenly, I wasn't just learning a new investment strategy; I was discovering a whole different world of impact investing.

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