State of North Carolina

11/13/2025 | Press release | Distributed by Public on 11/13/2025 12:26

Mecklenburg County man charged with insurance fraud

Thursday, November 13, 2025

Mecklenburg County man charged with insurance fraud

RALEIGH
Nov 13, 2025

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Justin Chidozie Nwachukwu, 29, of 6420 Alanbrook Road, Charlotte. Nwachukwu was charged with insurance fraud and obtaining property by false pretense, both felonies.<_o3a_p>

Special agents with the Department of Insurance's Criminal Investigations Division accuse Nwachukwu of falsely filing an insurance claim for the theft of his 2021 Dodge Charger.<_o3a_p>

According to the arrest warrant, Nwachukwu provided false and contradictory statements to special agents and National General. Charlotte-Mecklenburg police recovered several parts from the 2021 Dodge Charger installed in another vehicle owned and operated by Nwachukwu. Agents also accuse Nwachukwu of obtaining an $80,881.87 insurance payout including paying off the lien on the car loan.<_o3a_p>

The offenses occurred between Oct. 30, 2023, and Nov. 30, 2023.<_o3a_p>

Nwachukwu was arrested on Nov. 7 and was denied bond. He is scheduled to appear in Randolph County District Court on Nov. 24.<_o3a_p>

Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud.<_o3a_p>

"Insurance fraud is not a victimless crime," Commissioner Causey said. "It hits all of us in the pocket through higher premiums."<_o3a_p>

If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684.<_o3a_p>

Information is also available at https://www.ncdoi.gov.<_o3a_p>

Related Topics:

  • NCDOI

    NC Department of Insurance Press Release

  • Fraud Control/Investigations

    Investigations Press Release

Contact

NCDOI News
(919) 807-6014
State of North Carolina published this content on November 13, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on November 13, 2025 at 18:26 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]