Pathward Financial Inc.
10/06/2025 | Press release | Distributed by Public on 10/05/2025 17:36
ABA Banking Journal Podcast: “AI, third-party risk and the future of partner banking”
During an episode of the ABA Banking Journal Podcast, Pathward's Chief Executive Officer, Brett Pharr, spoke with Evan Sparks, Editor-in-Chief of the ABA Banking Journal and host of its podcast.
In the conversation, the two discussed how the partner banking business model is evolving. Pharr shared his perspective on the growing role of fintechs and digital innovations in meeting consumer and small business needs.
"There is now a broadening of the product center… so [users are asking for] more than a single account. They need faster payments, early wage access, better access to certain kinds of consumer lending. On the small business side, embedded finance - all of which are now able to be delivered through this third-party delivery model where there is a bank that is the backbone of what is happening, but the face, the front, is a partner."
The two also discussed the regulatory evolution of the banking-as-a-service sector, best practices for third-party risk management in partner banking and the impact of artificial intelligence.
Listen to the full episode on BankingJournal.ABA.com.
Pathward Financial Inc. published this content on October 06, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on October 05, 2025 at 23:36 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]