Voya Retirement Insurance and Annuity Co.

05/01/2026 | Press release | Distributed by Public on 05/01/2026 10:38

Prospectus Certification by Investment Company (Form 497J)

VOYA LETTERHEAD

LAW & COMPLIANCE/PRODUCT FILING UNIT
ONE ORANGE WAY
WINDSOR, CT 06094-4774

TAMARA SAVERINE

VICE PRESIDENT, CHIEF COUNSEL - WORKPLACE SOLUTIONS

PHONE: (212) 309-8286 | EMAIL: [email protected]

May 1, 2026

BY EDGARLINK

U.S. Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

Re:

Voya Retirement Insurance and Annuity Company

Variable Annuity Account C

Prospectus Title: State University of New York Defined Contribution Retirement Plan and

Guaranteed Accumulation Account

File No.: 333-294119

Rule 497(j) Filing

Ladies and Gentlemen:

On behalf of Voya Retirement Insurance and Annuity Company and its Variable Annuity Account C, we hereby certify pursuant to Rule 497(j) under the Securities Act of 1933, as amended that:

The form of the Prospectus and Statement of Additional Information that would have been filed under Rule 497(c) would not have differed from that contained in the most recent post-effective amendment to the above-referenced Registration Statement; and
The text of the most recent post-effective amendment to the above-referenced Registration Statement was filed electronically by EDGARLink on April 24, 2026.

If you have any questions regarding this submission, please call the undersigned at (212) 309-8286.

Sincerely,

/s/ Tamara Saverine
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