“Trump’s 401(k) Revolution Could Supercharge Digital and Tokenized Assets” by Wilfred Daye, CSO of Mercurity Fintech Holdings on Coinspaid Media.

President Donald Trump's latest executive order could be the most consequential policy shift for alternative investments since the creation of the 401(k) itself. On August 7, he signed a directive that instructs the Labor Department and the Securities and Exchange Commission to open the gates for private equity, real estate, cryptocurrencies, and, by extension, tokenized assets to be included in mainstream retirement plans.

If carried through, it could spark a new era in American retirement investing, one in which digital and blockchain-based products are not exotic outliers but integrated parts of long-term portfolios.

From Caution to Inclusion

Until now, the $8 trillion 401(k) market has been largely closed to digital assets. The prior administration's Labor Department discouraged crypto in retirement accounts, warning of volatility and regulatory uncertainty. Tokenized assets, digital representations of traditional investments such as U.S. Treasurys, corporate debt, or even real estate, were barely on the radar.

The new order changes all that. Within 180 days, the DOL must reassess fiduciary guidance under ERISA, potentially creating a path for plan sponsors to offer diversified funds that include cryptocurrencies and tokenized assets. The SEC is tasked with updating its own rules to make these products more accessible, possibly revisiting the definitions of accredited investors and qualified purchasers.

Full article: https://coinspaidmedia.com/columns/how-tokenized-assets-are-entering-401k-retirement-plans/