Austin Business Incubator Received $42K from the Federal Home Loan Bank of Dallas, Encore Bank and Texas Capital

• September 30, 2025

The Economic Growth Business Incubator (EGBI) in Austin, Texas, received $42,000 in Partnership Grant Program funding to support small businesses from FHLB Dallas, Texas Capital and Encore Bank. AUSTIN, TEXAS, September 30, 2025-The Austin, Texas-based Economic Growth Business Incubator (EGBI) is getting a $42,000 boost to support business coaching for small businesses, thanks to a grant from the Federal Home Loan Bank of Dallas (FHLB Dallas), Texas Capital and Encore Bank. The banks celebrated the Partnership Grant Program (PGP) awards during a ceremonial check presentation today in Austin.

"It's inspiring to see three financial institutions unite in support of small business growth and our shared mission to strengthen our economy," said Larissa Davila, executive director of EGBI. "This funding allows us to expand our coaching services and reach more Main Street business owners who are committed to upskilling and reskilling, helping them build sustainable businesses that create assets and lasting legacies in our community."

EGBI, a nonprofit, provides training, coaching and support to aspiring and existing business owners who face barriers to growing a successful business.

FHLB Dallas' PGP offers up to a 5:1 match of member contributions-up to $25,000 per FHLB Dallas member-to support community-based organizations involved in affordable housing or economic development activities that complement other FHLB Dallas community investment programs. The program is funded annually, and funds are distributed through participating FHLB Dallas members.

"The funding will enable EGBI to expand its reach and continue empowering underserved entrepreneurs in the Austin area, and that's a mission we wholeheartedly support," said Todd Jordan, Austin Market President at Texas Capital.

Encore Bank said the PGP aligns perfectly with its mission of investing in communities.

"We appreciate FHLB Dallas' matching program that magnifies the support available to small nonprofits like EGBI," said Danette Castaneda, vice president and community outreach officer at Encore Bank.

Greg Hettrick, senior vice president and director of Community Investment at FHLB Dallas, said PGP grants can have a significant impact for small nonprofits.

"It's an honor to partner with Texas Capital and Encore Bank to provide our PGP funding, which allows small nonprofits to target these grants for administrative and capacity building efforts to grow and increase their services to the community," Mr. Hettrick said.

About Texas Capital Bancshares, Inc.
Texas Capital Bancshares, Inc. (NASDAQ®: TCBI), a member of the Russell 2000® Index and the S&P MidCap 400®, is the parent company of Texas Capital Bank ("TCB"). Texas Capital is the collective brand name for TCB and its separate, non-bank affiliates and wholly-owned subsidiaries. Texas Capital is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs and individual customers. Founded in 1998, the institution is headquartered in Dallas with offices in Austin, Houston, San Antonio and Fort Worth, and has built a network of clients across the country. With the ability to service clients through their entire lifecycles, Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities. All services are subject to applicable laws, regulations and service terms. Deposit and lending products and services are offered by TCB. For deposit products, member FDIC. For more information, please visit www.texascapital.com.

About Encore Bank
Encore Bank, originally founded in 1997 as Capital Bank, was rebranded in 2019 to reflect a modern, relationship-focused approach to banking rooted in culture, innovation and exceptional customer service. Since then, Encore has grown from one office and $159 million in assets to 19 offices across seven states and $3.51 billion in assets as of Sept.18, 2025. While our footprint has expanded, our commitment to community remains at the core of who we are. We proudly employ local professionals who understand and care about the places they serve, and we actively support local initiatives that make a lasting impact. Through concierge-style banking delivered with purpose, passion, and precision, we strive to be more than a bank - we aim to be a true community partner. Learn more at www.bankencore.com.

About the Federal Home Loan Bank of Dallas
The Federal Home Loan Bank of Dallas is one of 11 district banks in the FHLBank System created by Congress in 1932. FHLB Dallas, with total assets of $116.1 billion as of June 30, 2025, is a member-owned cooperative that supports housing and community development by providing competitively priced loans and other credit products to approximately 800 members and associated institutions in Arkansas, Louisiana, Mississippi, New Mexico and Texas. For more information, visit fhlb.com.

Contact Information:

Corporate Communications
Federal Home Loan Bank of Dallas
fhlb.com
214.441.8445