08/28/2026 | Press release | Distributed by Public on 08/28/2026 07:29
World Omni Auto Receivables Trust 2023-A
Monthly Servicer Certificate
July 31, 2026
| Dates Covered | ||||||||||||
| Collections Period | 07/01/26 - 07/31/26 | |||||||||||
| Interest Accrual Period | 07/15/26 - 08/16/26 | |||||||||||
| 30/360 Days | 30 | |||||||||||
| Actual/360 Days | 33 | |||||||||||
| Distribution Date | 08/17/26 | |||||||||||
| Collateral Pool Balance Data | $ Amount | # of Accounts | ||||||||||
| Pool Balance at 06/30/26 | 165,618,325.06 | 12,904 | ||||||||||
| Yield Supplement Overcollateralization Amount 06/30/26 | 7,383,567.96 | 0 | ||||||||||
| Receivables Balance 06/30/26 | 173,001,893.02 | 12,904 | ||||||||||
| Principal Payments | 9,955,058.50 | 274 | ||||||||||
| Defaulted Receivables | 344,776.07 | 18 | ||||||||||
| Repurchased Accounts | 0.00 | 0 | ||||||||||
| Yield Supplement Overcollateralization Amount at 07/31/26 | 6,713,838.41 | 0 | ||||||||||
| Pool Balance at 07/31/26 | 155,988,220.04 | 12,612 | ||||||||||
| Pool Statistics | $ Amount | # of Accounts | ||||||||||
| Pool Factor | 14.57 | % | ||||||||||
| Prepayment ABS Speed | 1.16 | % | ||||||||||
| Aggregate Starting Principal Balance | 1,116,806,264.43 | 45,522 | ||||||||||
| Delinquent Receivables: | ||||||||||||
| Past Due 31-60 days | 4,672,291.52 | 234 | ||||||||||
| Past Due 61-90 days | 1,452,788.66 | 74 | ||||||||||
| Past Due 91-120 days | 196,214.70 | 9 | ||||||||||
| Past Due 121+ days | 0.00 | 0 | ||||||||||
| Total | 6,321,294.88 | 317 | ||||||||||
| Total 31+ Delinquent as % Aggregate Ending Principal Balance | 3.89 | % | ||||||||||
| Total 61+ Delinquent as % Aggregate Ending Principal Balance | 1.01 | % | ||||||||||
| Delinquency Trigger Occurred | NO | |||||||||||
| Recoveries | 227,051.00 | |||||||||||
| Aggregate Net Losses/(Gains) - July 2026 | 117,725.07 | |||||||||||
| Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized): | ||||||||||||
| Current Net Losses/(Gains) Ratio | 0.82 | % | ||||||||||
| Prior Net Losses/(Gains) Ratio | 0.53 | % | ||||||||||
| Second Prior Net Losses/(Gains) Ratio | 1.24 | % | ||||||||||
| Third Prior Net Losses/(Gains) Ratio | -0.55 | % | ||||||||||
| Four Month Average | 0.51 | % | ||||||||||
| Cumulative Net Loss as a % of Aggregate Starting Principal Balance | 0.70 | % | ||||||||||
| Overcollateralization Target Amount | 5,038,175.22 | |||||||||||
| Actual Overcollateralization | 5,038,175.22 | |||||||||||
| Weighted Average Contract Rate | 6.08 | % | ||||||||||
| Weighted Average Contract Rate, Yield Adjusted | 10.04 | % | ||||||||||
| Weighted Average Remaining Term | 26.95 | |||||||||||
| Flow of Funds | $ Amount | |||||||||||
| Collections | 11,062,856.14 | |||||||||||
| Investment Earnings on Cash Accounts | 16,117.32 | |||||||||||
| Servicing Fee | (144,168.24 | ) | ||||||||||
| Transfer to Collection Account | - | |||||||||||
| Available Funds | 10,934,805.22 | |||||||||||
| Distributions of Available Funds | ||||||||||||
| (1) Asset Representation Reviewer Amounts (up to $150,000 per year) | - | |||||||||||
| (2) Class A Interest | 449,973.27 | |||||||||||
| (3) Noteholders' First Priority Principal Distributable Amount | - | |||||||||||
| (4) Class B Interest | 126,714.08 | |||||||||||
| (5) Noteholders' Second Priority Principal Distributable Amount | - | |||||||||||
| (6) Class C Interest | 65,772.00 | |||||||||||
| (7) Noteholders' Third Priority Principal Distributable Amount | 4,591,929.80 | |||||||||||
| (8) Required Reserve Account | - | |||||||||||
| (9) Noteholders' Principal Distributable Amount | 5,038,175.22 | |||||||||||
| (10) Asset Representation Reviewer Amounts (in excess of 1) | - | |||||||||||
| (11) Distribution to Certificateholders | 662,240.85 | |||||||||||
| Total Distributions of Available Funds | 10,934,805.22 | |||||||||||
| Servicing Fee | 144,168.24 | |||||||||||
| Unpaid Servicing Fee | - | |||||||||||
| Change in amount of the unpaid servicing fee from the prior period | - | |||||||||||
| Note Balances & Note Factors | $ Amount | |||||||||||
| Original Class A | 962,280,000.00 | |||||||||||
| Original Class B | 30,230,000.00 | |||||||||||
| Original Class C | 15,120,000.00 | |||||||||||
| Total Class A, B, & C | ||||||||||||
| Note Balance @ 07/15/26 | 160,580,149.84 | |||||||||||
| Principal Paid | 9,630,105.02 | |||||||||||
| Note Balance @ 08/17/26 | 150,950,044.82 | |||||||||||
| Class A-1 | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-2a | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-2b | ||||||||||||
| Note Balance @ 07/15/26 | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 0.00 | |||||||||||
| Note Factor @ 08/17/26 | 0.0000000 | % | ||||||||||
| Class A-3 | ||||||||||||
| Note Balance @ 07/15/26 | 17,620,149.84 | |||||||||||
| Principal Paid | 9,630,105.02 | |||||||||||
| Note Balance @ 08/17/26 | 7,990,044.82 | |||||||||||
| Note Factor @ 08/17/26 | 2.8548109 | % | ||||||||||
| Class A-4 | ||||||||||||
| Note Balance @ 07/15/26 | 97,610,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 97,610,000.00 | |||||||||||
| Note Factor @ 08/17/26 | 100.0000000 | % | ||||||||||
| Class B | ||||||||||||
| Note Balance @ 07/15/26 | 30,230,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 30,230,000.00 | |||||||||||
| Note Factor @ 08/17/26 | 100.0000000 | % | ||||||||||
| Class C | ||||||||||||
| Note Balance @ 07/15/26 | 15,120,000.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Note Balance @ 08/17/26 | 15,120,000.00 | |||||||||||
| Note Factor @ 08/17/26 | 100.0000000 | % | ||||||||||
| Interest & Principal Payments | $ Amount | |||||||||||
| Total Interest Paid | 642,459.35 | |||||||||||
| Total Principal Paid | 9,630,105.02 | |||||||||||
| Total Paid | 10,272,564.37 | |||||||||||
| Class A-1 | ||||||||||||
| Coupon | 4.86700 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-1 Holders | 0.00 | |||||||||||
| Class A-2a | ||||||||||||
| Coupon | 5.18000 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-2a Holders | 0.00 | |||||||||||
| Class A-2b | ||||||||||||
| SOFR Rate | 3.62539 | % | ||||||||||
| Coupon | 4.05539 | % | ||||||||||
| Interest Paid | 0.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-2b Holders | 0.00 | |||||||||||
| Class A-3 | ||||||||||||
| Coupon | 4.83000 | % | ||||||||||
| Interest Paid | 70,921.10 | |||||||||||
| Principal Paid | 9,630,105.02 | |||||||||||
| Total Paid to A-3 Holders | 9,701,026.12 | |||||||||||
| Class A-4 | ||||||||||||
| Coupon | 4.66000 | % | ||||||||||
| Interest Paid | 379,052.17 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to A-4 Holders | 379,052.17 | |||||||||||
| Class B | ||||||||||||
| Coupon | 5.03000 | % | ||||||||||
| Interest Paid | 126,714.08 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to B Holders | 126,714.08 |
| Class C | ||||||||||||
| Coupon | 5.22000 | % | ||||||||||
| Interest Paid | 65,772.00 | |||||||||||
| Principal Paid | 0.00 | |||||||||||
| Total Paid to C Holders | 65,772.00 | |||||||||||
| Distribution per $1,000 of Notes | Total | |||||||||||
| Total Interest Distribution Amount | 0.6375945 | |||||||||||
| Total Interest Carryover Shortfall | 0.0000000 | |||||||||||
| Total Principal Distribution Amount | 9.5571837 | |||||||||||
| Total Distribution Amount | 10.1947782 | |||||||||||
| A-1 Interest Distribution Amount | 0.0000000 | |||||||||||
| A-1 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-1 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-1 Distribution Amount | 0.0000000 | |||||||||||
| A-2a Interest Distribution Amount | 0.0000000 | |||||||||||
| A-2a Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-2a Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-2a Distribution Amount | 0.0000000 | |||||||||||
| A-2b Interest Distribution Amount | 0.0000000 | |||||||||||
| A-2b Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-2b Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-2b Distribution Amount | 0.0000000 | |||||||||||
| A-3 Interest Distribution Amount | 0.2533982 | |||||||||||
| A-3 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-3 Principal Distribution Amount | 34.4079785 | |||||||||||
| Total A-3 Distribution Amount | 34.6613767 | |||||||||||
| A-4 Interest Distribution Amount | 3.8833334 | |||||||||||
| A-4 Interest Carryover Shortfall | 0.0000000 | |||||||||||
| A-4 Principal Distribution Amount | 0.0000000 | |||||||||||
| Total A-4 Distribution Amount | 3.8833334 | |||||||||||
| B Interest Distribution Amount | 4.1916666 | |||||||||||
| B Interest Carryover Shortfall | 0.0000000 | |||||||||||
| B Principal Distribution Amount | 0.0000000 | |||||||||||
| Total B Distribution Amount | 4.1916666 | |||||||||||
| C Interest Distribution Amount | 4.3500000 | |||||||||||
| C Interest Carryover Shortfall | 0.0000000 | |||||||||||
| C Principal Distribution Amount | 0.0000000 | |||||||||||
| Total C Distribution Amount | 4.3500000 | |||||||||||
| Noteholders' First Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Second Priority Principal Distributable Amount | 0.00 | |||||||||||
| Noteholders' Third Priority Principal Distributable Amount | 476.83 | |||||||||||
| Noteholders' Principal Distributable Amount | 523.17 | |||||||||||
| Account Balances | $ Amount | |||||||||||
| Reserve Account | ||||||||||||
| Balance as of 07/15/26 | 5,038,175.22 | |||||||||||
| Investment Earnings | 14,977.43 | |||||||||||
| Investment Earnings Paid | (14,977.43 | ) | ||||||||||
| Deposit/(Withdrawal) | - | |||||||||||
| Balance as of 08/17/26 | 5,038,175.22 | |||||||||||
| Change | - | |||||||||||
| Required Reserve Amount | 5,038,175.22 | |||||||||||
| Other Servicing Information | Current Month | Prior Month | Two Months Prior | |||||||||
| Principal Balance of Receivables extended during the Collection Period | $ | 1,310,991.93 | 988,374.43 | 1,256,765.73 | ||||||||
| Number of Extensions | 74 | 54 | 63 | |||||||||
| Ratio of extensions to Beginning of Period Receivables Balance | 0.76 | % | 0.54 | % | 0.65 | % |