UWM Holdings Corporation Announces Offering of Senior Notes Due 2031 (Form 8-K)

UWM Holdings Corporation Announces Offering

of Senior Notes Due 2031

PONTIAC, MI, September 9, 2025 - UWM Holdings Corporation (NYSE: UWMC) ("UWMC") announced today that its direct subsidiary, UWM Holdings, LLC ("UWM Holdings"), has commenced a private offering of $600 million aggregate principal amount of senior notes due 2031 (the "Notes"). The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United Wholesale Mortgage, LLC ("United Wholesale Mortgage"), and will rank pari passu in right of payment with United Wholesale Mortgage's existing senior unsecured notes by virtue of such guarantee.

UWM Holdings expects to use the net proceeds from the offering along with the borrowings from its MSR Facilities to repay the 5.5% Senior Notes due 2025 at maturity on November 15, 2025.

The Notes will be offered only to persons reasonably believed to be qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended (the "Securities Act"), and to certain non-U.S. persons in transactions outside the United States in reliance on Regulation S under the Securities Act. The Notes have not been registered under the Securities Act, or the securities laws of any other jurisdiction, and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act and applicable securities laws of any other jurisdiction. This press release does not and will not constitute an offer to sell any of the Notes or the solicitation of an offer to buy any of the Notes, nor shall there be any sale of the Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful.

About UWMC, UWM Holdings and United Wholesale Mortgage

Headquartered in Pontiac, Michigan, UWMC is the publicly traded direct parent of UWM Holdings. United Wholesale Mortgage is the nation's largest home mortgage lender by closed loan volume. United Wholesale Mortgage has been the largest wholesale mortgage lender in the nation by closed loan volume for nine consecutive years and is the largest purchase lender in the nation by closed loan volume. With a culture of continuous innovation of technology and enhanced client experience, United Wholesale Mortgage leads the market by building upon its proprietary and exclusively licensed technology platforms, superior service and focused partnership with the independent mortgage broker community. United Wholesale Mortgage originates primarily conforming and government loans across all 50 states and the District of Columbia. For more information, call 800-981-8898. NMLS #3038.