Lincoln Life Variable Annuity Account N

05/01/2026 | Press release | Distributed by Public on 05/01/2026 13:15

Prospectus by Investment Company (Form 497)

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Lincoln National Variable Annuity Account E

The American Legacy®

Lincoln National Variable Annuity Account H

American Legacy II®, American Legacy III®, American Legacy III® C Share, American Legacy III® Plus,

American Legacy III® View, American Legacy® Advisory, American Legacy® Design,

American Legacy® Series, American Legacy Shareholder's Advantage®, American Legacy® Signature

Lincoln Life Variable Annuity Account N

Lincoln Investment SolutionsSM, Lincoln Investment SolutionsSM RIA

LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK

Lincoln Life & Annuity Variable Annuity Account H

American Legacy III®, American Legacy III® C-Share, American Legacy® III Plus,

American Legacy III® View, American Legacy® Advisory, American Legacy® Design,

American Legacy® Series, American Legacy Shareholder's Advantage®, American Legacy® Signature

Lincoln New York Account N for Variable Annuities

Investment SolutionsSM

Supplement dated May 1, 2026 to the Prospectus dated May 1, 2026

This Supplement to your prospectus outlines changes to certain investment options under your individual annuity contract. All other provisions outlined in your variable annuity prospectus, as supplemented, remain unchanged.

Effective May 1, 2026, the following American Funds Insurance Series fund names will be updated as follows:

FORMER FUND NAME NEW FUND NAME
American Funds® IS Global Small Capitalization Fund American Funds® IS SMALLCAP World Fund
American Funds® IS International Fund American Funds® IS EUPAC Fund
American Funds® IS Managed Risk International Fund American Funds® IS Managed Risk EUPAC Fund

You can obtain information by contacting your registered representative, online at

www.lfg.com/vaprospectus, or by sending an email request to [email protected].

Please retain this supplement for future reference.

Lincoln Life Variable Annuity Account N published this content on May 01, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on May 01, 2026 at 19:15 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]