AtlasClear Holdings Announces Fourth Quarter and Full Year Fiscal 2025 Financial Results and Corporate Update (Form 8-K)

AtlasClear Holdings Announces Fourth Quarter and Full Year Fiscal 2025 Financial Results and Corporate Update

- Earnings call scheduled for Tuesday, September 30, 2025, at 8:30 a.m. ET

- Over $43 million in debt converted, reducing De-SPAC liabilities by more than 80%

- Stockholders' Equity is up over $43 million from Year End 2024

- Third correspondent clearing customer signed to onboard

- Extended contract to acquire Commercial Bancorp of Wyoming

- Leadership team strengthened with additions of CFO/GC Sandip Patel and Independent Director Steven Carlson

TAMPA, Fla., September 29, 2025 - AtlasClear Holdings, Inc. (NYSE American: ATCH) ("AtlasClear Holdings" or the "Company") announced today its financial results for the fourth quarter and full fiscal year ended June 30, 2025. The Company will host its earnings call on Tuesday, September 30, 2025, at 8:30 a.m. Eastern Time.

"We are excited to report good news in our 10-K and cover highlights from our performance tomorrow in our earnings call. To date, more than $43 million of the Company's debt has been converted into shares, our third correspondent clearing customer has signed to onboard, we have extended our contract to acquire the bank, and our management team is secure and aligned," stated John Schaible, Executive Chairman of AtlasClear Holdings. "We are better capitalized, and the strong performance of the Company is attracting more strategic options for additional capital."

"We are growing," said Mr. Craig Ridenhour, President of AtlasClear Holdings. "Adding correspondent customers is the path to scale for us, but other lines of business that were latent in the company prior to our acquisition are blossoming. Our underwriting business is performing, and the stock loan business began to accelerate this April when we added new management for that line of business. Month to date in September, net stock loan revenue is over $400k, which represents a 42.3% increase over August. We have numerous plans for expansion in fiscal 2026, which include additional technology deployment with our fintech partner LocBox."

"As an active Board Member since inception, I was involved in helping Management navigate the post De-SPAC obstacles. With over 83% of the liabilities that were accrued through De-SPAC extinguished, the Company is now in a strong position to increase shareholder value," commented Chief Financial Officer and General Counsel, Sandip Patel. "I invested more in the most recent note secured by the Company and joined as a full time executive because I see the growth and incredible opportunity in front of us."

"In addition to the artful performance of Management, I rejoined the Board because of the quality of the Board Members," said Steven Carlson, Director. "This is an invested, deeply experienced group of subject matter experts that are focused on value creation."

Recent Accomplishments

Corporate Highlights:

Financial Highlights:

Conference Call Details

Date: Tuesday, September 30, 2025
Time: 8:30 a.m. Eastern Time
Participant Dial-In: 1-877-407-0752 (U.S. Toll-Free) or 1-201-389-0912 (International)
Call me™ Link: Click here for instant access
Webcast Access: https://viavid.webcasts.com/starthere.jsp?ei=1737391&tp_key=454d118ff3

A replay will be available approximately three hours after the call and remain accessible through Tuesday, October 14, 2025, at 11:59 p.m. ET.
Replay Dial-In: 1-844-512-2921 (U.S. Toll-Free) or 1-412-317-6671 (International)
Access ID: 13756265

For additional details regarding AtlasClear Holding's financial results and risk factors, please refer to the Company's Annual Report on Form 10-K filed with the SEC on September 29, 2025.

About AtlasClear Holdings, Inc.

AtlasClear Holdings, Inc. is building a cutting-edge, technology-enabled financial services platform to modernize trading, clearing, settlement, and banking for innovative financial products, with a focus on serving small- and middle-market financial institutions. Through its subsidiary, the Company combines industry expertise with longstanding infrastructure: Wilson-Davis & Co., Inc., a full-service correspondent securities broker-dealer registered with the SEC and FINRA and a member of DTCC and NSCC, which has been serving the investment community since 1968; and through its planned acquisition of Commercial Bancorp of Wyoming, the parent of Farmers State Bank, a Federal Reserve member bank that has provided private and corporate banking services to its community since 1915. Together, these businesses will position AtlasClear to deliver a vertically integrated suite of brokerage, clearing, risk management, regulatory reporting, and commercial banking solutions. The AtlasClear leadership team includes respected industry veterans who have founded and led companies such as ICE Clear, Legent Clearing, COR Clearing, Axos Clearing, NexTrade, StoneX, and Anderen Bank.

About LocBox

LocBox is a web-based stock loan inventory management platform with a corresponding API. LocBox empowers entities to monetize their Hard-To-Borrow inventory by making it available to short sellers in need of Legal Compliant Locates and Preborrows. By providing traders with reliable and verifiable locates, LocBox ensures short sale executions with full compliance, reducing settlement risks and eliminating the possibility of naked short selling. The PreBorrow is

the simple solution for the age old problem of Naked Short Selling. This creates a transparent and efficient market, giving traders confidence that their short positions are backed by legitimate inventory.