Free Writing Prospectus (Form FWP)

The Notes may be redeemed, at the option of the Issuer, prior to July 15, 2055 (which is the date that is six months prior to the maturity date of the Notes), in whole or from time to time in part, at the "make-whole" redemption price.

The Notes may also be redeemed, at the option of the Issuer, at any time on or after July 15, 2055 (which is the date that is six months prior to the maturity date of the Notes), in whole or in part, at 100% of the principal amount of the Notes to be redeemed plus accrued and unpaid interest, if any, to the redemption date.

BNP Paribas Securities Corp.

Credit Agricole Securities (USA) Inc.

Mizuho Securities USA LLC

U.S. Bancorp Investments, Inc.

CIBC World Markets Corp.

Wells Fargo Securities, LLC

Comerica Securities, Inc.

Huntington Securities, Inc.

Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.

We expect that delivery of the Notes will be made against payment therefor on or about October 1, 2025, which will be the 9th business day following the date of the pricing of the Notes (such settlement cycle being referred to as "T+9"). Under Rule 15c6-1 of the Securities Exchange Act of 1934, as amended, trades in the secondary market generally settle in one business day, and purchasers who wish to trade Notes on the date of pricing or any subsequent date that is prior to the business day preceding the date on which we deliver the Notes may be required, by virtue of the fact that the Notes initially settle in T+9, to specify alternate settlement arrangements to prevent a failed settlement. Purchasers of the Notes who wish to trade the Notes on such dates should consult their advisers.