The Otoe-Missouria Tribe - Not Licensed in Washington State

Alert number: CA060854_1.14.26

The State of Washington Department of Financial Institutions (DFI) has received complaints from Washington consumers that Otoe-Missouria Tribe of Indians, may be operating as an online tribal lender, under the following business names:

• W6LS, Inc dba WithU Loans
• AWL II, Inc. dba American Web Loan
• Patria Lending LLC dba Patria and Patria Lending

These businesses claim to be an economic arm or wholly-owned of the Otoe-Missouria Tribe of Indians, a federally recognized Indian Tribe located in Oklahoma.

Otoe-Missouria Tribe of Indians and their entities are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, Department of Revenue, or the Secretary of State.

Otoe-Missouria Tribe of Indians and their entities have been associated with the following contact information:

W6LS, Inc dba WithU Loans
Tel: 866*404*0674
[[email protected]]
10600 S. Pennsylvania Ave
Ste 16 #828
Oklahoma City, OK 73170-4257
https://www.withuloans.com/

AWL II, Inc. dba American Web Loan
Tel: 877*860*7171
[[email protected]]
3910 W. 6th Avenue
Box 277
Stillwater, OK 74074
https://www.americanwebloan.com/

Patria Lending LLC dba Patria and Patria Lending
Tel: 800*640*2093
[[email protected]]
Patria Lending
Post Office Box 668
Weatherford, OK 73096
https://patrialending.com/

If you have a complaint against any of these entities, you may contact:

Otoe-Missouria Tribe of Indians
Tel: 580*723*4466
Toll-Free: 877*692*6863
8151 Hwy 177
Red Rock, OK 74651
https://www.omtribe.org/

Please Note:

WithU Loans should not be confused with the following:

• WithU: https://www.withuapp.com/
• WithU Holdings: https://www.withuholdings.com/

AWL II, Inc. should not be confused with the following:

• AWL, Inc.: https://awl.com/
• AWL Strategies, LLC: https://www.awlstrategies.com/

American Web Loans should not be confused with the following:

• American Web Express: https://americanwebexpress.com/
• American Web Store: https://americanwebstore.com/

Patria Lending

• Patria Private Equity Trust PLC: https://www.patriaprivateequitytrust.com/
• Patria Investments: https://www.patria.com/

Important Information for Washington Consumers About Unlicensed Lenders

• Washington residents only: If you suspect unlicensed activity by a payday lender or consumer loan company, please contact the Department at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. Even if the activity involves a loan you obtained over the internet, a license is generally still required. If a collection agency is attempting to collect a debt from you, check that the company is licensed by the state of Washington Department of Licensing.
• Make sure that the entity is licensed. Consumers can use the "Verify a License" feature on DFI's website at www.dfi.wa.gov to check whether a payday or consumer loan company is licensed to conduct business in the State of Washington.
• Do not provide any personal information, such as social security number or bank account number or access if the company is not licensed or authorized to conduct business.

Important Information for All Consumers

• If you received a loan from a lender and someone else is now attempting to collect the loan, collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA). If you are contacted by a third party claiming you owe a debt, you can request a "written validation notice," which must provide the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding federal debt collection laws you can contact the Federal Trade Commission (FTC) at 1-877-382-4357 or online at www.ftc.gov.
• If you feel you have been the victim of a scam you can contact the FTC at 1-877-382-4357 or online at www.ftc.gov; or the Consumer Financial Protection Bureau (CFPB) at 1-855-411-2372 or online at www.consumerfinance.gov.
• If the scammers already have your bank account information, social security number, or other personal information, you may be a victim of identity theft. You can contact your bank and the three major credit bureaus take appropriate precautions. The FTC has information for victims of identity theft online at www.ftc.gov.
• If you feel you have been the victim of a scam involving the internet you can contact the Internet Crime Complaint Center online at www.ic3.gov.
• If you feel you have been the victim of a financial scam, and are concerned about your personal financial information, you can contact your banking institution and the three major credit bureaus. Procedures for contacting the credit bureaus are available on the FTC's website at www.ftc.gov.
• If you live in another state, go to this webpage to find the regulator in your home state.