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IV. DISTRIBUTIONS
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Total Collections
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$
|
35,958,502.59
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|
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Reserve Account Release
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$
|
-
|
|
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Reserve Account Draw
|
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$
|
-
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|
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Total Available for Distribution
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$
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35,958,502.59
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Amount Due
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Interest Pymt Due but unpaid from prior periods
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Amount Paid
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|
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1. Servicing Fee @1.00%:
|
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Servicing Fee Due
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1.00
|
%
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$
|
549,454.06
|
|
|
$
|
-
|
|
|
$
|
549,454.06
|
|
|
|
|
549,454.06
|
|
|
Collection & Reserve Account Interest
|
|
$
|
128,786.33
|
|
|
Late Fees & Other Charges
|
|
$
|
73,566.47
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Total due to Servicer
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$
|
751,806.86
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2. Class A Noteholders Interest:
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Class A-1 Notes
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$
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-
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$
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-
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Class A-2-A Notes
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$
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-
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$
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-
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Class A-2-B Notes
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$
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-
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|
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$
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-
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Class A-3 Notes
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$
|
1,749,259.69
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$
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1,749,259.69
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Class A-4 Notes
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$
|
420,906.00
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$
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420,906.00
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Total Class A interest:
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$
|
2,170,165.69
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|
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$
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2,170,165.69
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|
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2,170,165.69
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3. First Priority Principal Distribution:
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$
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0.00
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$
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0.00
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0.00
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4. Class B Noteholders Interest:
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$
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144,585.00
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$
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144,585.00
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|
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144,585.00
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5. Second Priority Principal Distribution:
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$
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0.00
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$
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-
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|
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0.00
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|
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6. Class C Noteholders Interest:
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$
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247,713.33
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$
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247,713.33
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247,713.33
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Available Funds Remaining:
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$
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32,644,231.71
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7. Regular Principal Distribution Amount:
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30,489,416.95
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Distributable Amount
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Paid Amount
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Class A-1 Notes
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$
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-
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Class A-2-A Notes
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$
|
-
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Class A-2-B Notes
|
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$
|
-
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|
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Class A-3 Notes
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|
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$
|
30,489,416.95
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Class A-4 Notes
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$
|
-
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Class A Notes Total:
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$
|
30,489,416.95
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$
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30,489,416.95
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Class B Notes Total:
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$
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-
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$
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-
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Class C Notes Total:
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$
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-
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$
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-
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Total Noteholders Principal
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$
|
30,489,416.95
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$
|
30,489,416.95
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8. Required Deposit to Reserve Account
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0.00
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9. Trustee Expenses and Asset Representations Reviewer Expenses
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0.00
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10. Remaining Available Collections Released to Certificateholder
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2,154,814.76
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V. YIELD SUPPLEMENT OVERCOLLATERALIZATION AMOUNT (YSOA)
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Beginning Period Required Amount
|
|
$
|
48,773,580.90
|
|
|
Beginning Period Amount
|
|
$
|
48,773,580.90
|
|
|
Current Period Amortization
|
|
$
|
2,936,450.25
|
|
|
Ending Period Required Amount
|
|
$
|
45,837,130.65
|
|
|
Ending Period Amount
|
|
$
|
45,837,130.65
|
|
|
Next Distribution Date Required Amount
|
|
$
|
43,011,132.01
|
|
|
VI. RESERVE ACCOUNT
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Reserve Percentage of Initial Adjusted Pool Balance
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|
0.25
|
%
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Beginning Period Required Amount
|
|
|
$
|
4,241,810.40
|
|
|
Beginning Period Amount
|
|
|
$
|
4,241,810.40
|
|
|
Current Period Release to Collection Account
|
|
|
$
|
-
|
|
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Current Period Deposit
|
|
|
$
|
-
|
|
|
Current Period Release to Depositor
|
|
|
$
|
-
|
|
|
Ending Period Required Amount (0.25% of APB of cut-off date)
|
|
|
$
|
4,241,810.40
|
|
|
Ending Period Amount
|
|
|
$
|
4,241,810.40
|
|
|
|
|
|
|
|
|
|
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VII. OVERCOLLATERALIZATION
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Overcollateralization Target
|
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|
3.00
|
%
|
|
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|
|
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|
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|
|
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|
Overcollateralization Floor
|
|
|
3.00
|
%
|
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|
|
|
|
|
|
|
|
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|
|
|
|
|
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Beginning
|
|
|
Ending
|
|
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Target
|
|
|
Overcollateralization Amount
|
|
|
$
|
50,901,724.82
|
|
|
$
|
50,901,724.82
|
|
|
$
|
50,901,724.82
|
|
|
Overcollateralization as a % of Original Adjusted Pool
|
|
|
3.00
|
%
|
|
3.00
|
%
|
|
3.00
|
%
|
|
Overcollateralization as a % of Current Adjusted Pool
|
|
|
8.34
|
%
|
|
8.77
|
%
|
|
8.77
|
%
|
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|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
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|
|
|
|
|
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VIII. DELINQUENCY AND NET LOSS ACTIVITY
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|
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Delinquent Receivables
|
|
|
Units Percent
|
|
|
Units
|
|
|
Dollars Percent
|
|
|
Amount
|
|
|
Current
|
|
|
98.36
|
%
|
|
44,497
|
|
|
|
97.66
|
%
|
$
|
611,289,688.88
|
|
|
30 - 60 Days
|
|
|
1.28
|
%
|
|
581
|
|
|
|
1.84
|
%
|
$
|
11,535,259.06
|
|
|
61 - 90 Days
|
|
|
0.27
|
%
|
|
123
|
|
|
|
0.38
|
%
|
$
|
2,384,709.08
|
|
|
91-120 Days
|
|
|
0.08
|
%
|
|
34
|
|
|
|
0.10
|
%
|
$
|
614,695.41
|
|
|
121 + Days
|
|
|
0.01
|
%
|
|
3
|
|
|
|
0.02
|
%
|
$
|
94,653.18
|
|
|
Total
|
|
|
45,238
|
|
|
|
|
|
|
$
|
625,919,005.61
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Delinquent Receivables 30+ Days Past Due
|
|
Current Period
|
|
|
1.64
|
%
|
|
741
|
|
|
|
2.34
|
%
|
$
|
14,629,316.73
|
|
|
1st Preceding Collection Period
|
|
|
1.61
|
%
|
|
746
|
|
|
|
2.30
|
%
|
$
|
15,180,899.63
|
|
|
2nd Preceding Collection Period
|
|
|
1.73
|
%
|
|
823
|
|
|
|
2.39
|
%
|
$
|
16,621,460.57
|
|
|
3rd Preceding Collection Period
|
|
|
1.53
|
%
|
|
747
|
|
|
|
2.10
|
%
|
$
|
15,423,010.17
|
|
|
Four-Month Average
|
|
|
1.62
|
%
|
|
|
|
|
|
|
2.28
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ratio of 61+ Delinquency Receivables Balance to EOP Pool Balance
|
|
|
0.49
|
%
|
|
|
|
|
Delinquency Percentage exceeds Delinquency Trigger of 9.6% (Y/N)
|
|
|
No
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Repossession in Current Period
|
|
|
31
|
|
|
|
|
|
|
$
|
664,255.48
|
|
|
Repossession Inventory
|
|
|
73
|
|
|
|
|
|
|
$
|
1,693,058.24
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Current Charge-Offs
|
|
Gross Principal of Charge-Offs
|
|
|
$
|
1,086,338.73
|
|
|
Recoveries
|
|
|
$
|
(469,555.86
|
)
|
|
Net Loss
|
|
|
$
|
616,782.87
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ratio of Current Net Loss to Beginning Pool Balance (annualized)
|
|
|
|
1.12
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Average Pool Balance for Current Period
|
|
|
$
|
642,631,939.21
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ratio of Current Net Loss to Average Pool Balance (annualized)
|
|
Current Period
|
|
|
|
1.15
|
%
|
|
1st Preceding Collection Period
|
|
|
|
0.89
|
%
|
|
2nd Preceding Collection Period
|
|
|
|
0.87
|
%
|
|
3rd Preceding Collection Period
|
|
|
|
0.67
|
%
|
|
Four-Month Average
|
|
|
|
0.90
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cumulative Charge-Offs
|
|
|
Change in units from prior period
|
|
|
Cumulative Units
|
|
|
Cumulative Amount
|
|
|
Gross Principal of Charge-Offs
|
|
|
61
|
|
|
|
1,589
|
|
|
$
|
32,592,329.22
|
|
|
Recoveries
|
|
|
47
|
|
|
|
1,186
|
|
|
$
|
(14,783,476.83
|
)
|
|
Net Loss
|
|
|
$
|
17,808,852.39
|
|
|
Cumulative Net Loss as a % of Initial Pool Balance
|
|
|
|
0.95
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net Loss for Receivables that have experienced a Net Loss *
|
|
|
52
|
|
|
|
1,420
|
|
|
$
|
17,808,853.31
|
|
|
Average Net Loss for Receivables that have experienced a Net Loss
|
|
|
$
|
12,541.45
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Principal Balance of Extensions
|
|
|
$
|
3,732,334.05
|
|
|
Number of Extensions
|
|
|
|
185
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* Excludes receivables with recovered amounts equal to or in excess of principal charge-offs due to the recovery of assessments, such as interest and fees.
|