Material Event (Form 8-K)

Item 8.01 Other Events

On September 17, 2025, the Board of Directors of MetroCity Bankshares, Inc. (the "Company") approved the continuation of its share repurchase program that will expire on September 30, 2025 ("Prior Share Repurchase Program"), and authorized the Company to repurchase up to 923,976 shares of the Company's outstanding shares of common stock, which is the expected number of remaining shares authorized for repurchase from the Prior Share Repurchase Plan. The continuation of the share repurchase program will begin on October 1, 2025 and end on September 30, 2026. The repurchases will be made in compliance with all Securities and Exchange Commission rules, including Rule 10b-18, and other legal requirements and may be made in part under Rule 10b5-1 plans, which permits stock repurchases when the Company might otherwise be precluded from doing so. Repurchases can be made from time-to-time in the open market or through privately negotiated transactions depending on market and/or other conditions. The repurchase program may be modified, suspended or discontinued at any time and does not obligate the Company to purchase any shares of its common stock.

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