Socure RiskOS® Platform Integrates Prism Data to Transform Credit Risk Underwriting

INCLINE VILLAGE, Nev. - May 26, 2026 - Socure, the leading trust infrastructure for global identity and risk intelligence, and Prism Data, a top cash-flow underwriting analytics company, today announced a strategic partnership to bring market-leading cash flow analytics directly into Socure RiskOS, Socure's unified fraud, compliance, and risk decisioning platform. By embedding Prism's CashScore® and intelligence suite into the Socure RiskOS ecosystem, the partnership enables lenders to move beyond the limitations of traditional credit data to make faster, more accurate, and more inclusive high-stakes lending decisions.

This continues Socure's vision of providing an integrated and unified platform that connects to over 200 third parties.

Solving the Data Gap in Modern Lending

As the digital economy scales, lenders are increasingly challenged by a fragmented view of consumer risk. Traditional credit scores often fail to capture the full picture of a borrower's financial stability, leaving millions of "thin-file" or "credit-invisible" consumers underserved. This data gap forces institutions to choose between overly conservative growth or unmanaged risk.

The Socure RiskOS platform is designed to eliminate these silos. By combining Socure's AI-powered identity infrastructure-which processes 5 billion real-time risk decisions annually-with Prism's deep cash flow insights, lenders gain a single, real-time view of a consumer's true financial health. This partnership reflects Socure's obsession with customer success: providing the tools necessary to approve more good customers while minimizing risk, all through a single, connected platform to the entire ecosystem.

"Our customers are looking for every possible advantage to make more precise decisions without adding operational drag," said Johnny Ayers, Founder and CEO of Socure.

"Integrating Prism Data's analytics into RiskOS gives our customers a rich and modern understanding of financial health, empowering them to drive growth and stay ahead of market volatility through one platform and one API."

The Prism Data integration is now available to all Socure RiskOS customers, bringing the full suite of Prism Data's cash flow analytics solutions directly into the Socure RiskOS platform, including:

• CashScore®: Turnkey scores that predict risk across the full credit spectrum with orthogonality to traditional solutions.
• Income Intelligence: A more complete view of earnings, including traditional and non-traditional / gig income, trends, consistency, and volatility.
• Insights Attributes: Thousands of trended attributes that capture how consumers earn, spend, and manage money, for use in custom strategies and models

Organizations can activate these solutions directly through their existing Socure RiskOS dashboard to enhance proprietary models, streamline credit workflows, and drive more precise lending decisions.

Unifying Experiences for Measurable Performance

The integration is designed for high-volume decisioning at scale, offering sub-second API responses without the need for new infrastructure. By replacing fragmented point solutions with one consistent, explainable decisioning experience, Socure and Prism Data enable lenders to evolve their strategies in real-time.

"Cash flow intelligence is no longer optional for consumer and SMB lenders," said Jason Rosen, Founder and CEO of Prism Data.

"The unified decisioning capabilities of the Socure RiskOS platform make it an ideal environment for Prism's cash flow analytics to drive measurable performance gains for our mutual customers."

Socure is not a credit reporting agency but is pleased to offer you access to services such as Prism Data via RiskOS.

About Socure

Socure is the leading platform for digital identity verification, compliance and fraud prevention solutions, trusted by the largest enterprises and government agencies to build trust and mitigate risk. Leveraging AI and machine learning, Socure achieves the highest accuracy, automation, and capture rates in the industry.

Serving more than 3,000 customers and 190+ countries across financial services, government, gaming, healthcare, telecom, and e-commerce, Socure's customer base includes 18 of the top 20 banks, four of the Mag 7, the largest HR payroll and workforce providers, the largest sportsbook and prediction market operators, 160 organizations across the public sector, and more than 600 fintechs.

Leading organizations trust Socure to deliver certainty in identity across onboarding, authentication, payments, account changes, and regulatory compliance. Learn more at www.socure.com.

About Prism Data

Prism Data is a leading provider of cash flow underwriting and intelligence solutions. Its flagship product, CashScore®, enables lenders to use deposit data to better understand consumer risk, providing a more inclusive and predictive view of financial health than traditional credit data alone.

Media Contacts

Socure
Sahana Jayaraman, Head of Communications and Brand Innovation
[email protected]

Prism Data
Maggie Olian, Head of Marketing
[email protected]