Material Agreement (Form 8-K)

Item 1.01 Entry into a Material Definitive Agreement.

On June 25, 2026, CareCloud, Inc. (the "Company") entered into a First Amendment to Credit Agreement (the "Amendment") with Citizens Bank, N.A., as administrative agent, and the lenders party thereto, which Amendment is effective as of May 6, 2026. The Amendment amends the Credit Agreement dated April 13, 2026 (the "Credit Agreement"), among the Company, Citizens Bank, N.A., as administrative agent, and the lenders party thereto.

Among other things, the Amendment (i) replaces Schedule 6.16 of the Credit Agreement relating to certain post-closing obligations, including extending the deadline for delivery of certain securities account pledge documentation to 105 days following the closing date, (ii) modifies the information and notice requirements applicable to permitted acquisitions, and (iii) revises the liquidity condition applicable to permitted acquisitions.

Except as expressly modified by the Amendment, the terms of the Credit Agreement remain unchanged and continue in full force and effect.

The foregoing description of the Amendment does not purport to be complete and is qualified in its entirety by reference to the full text of the Amendment, which is filed as Exhibit 10.1 hereto and incorporated herein by reference.