Statement of Changes in Beneficial Ownership (Form 4)

FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b). Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Giorgio Michael Louis 2. Issuer Name and Ticker or Trading Symbol MVB FINANCIAL CORP [MVBF] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) CIO and COO (Last) (First) (Middle) 3000 SWISS PINE WAY, SUITE 100 3. Date of Earliest Transaction (Month/Day/Year) 05/01/2026 (Street) MORGANTOWN, WV 26501 4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 05/01/2026 05/01/2026 M(1) 1,267(2) A $ 0 9,561 D Common Stock 05/01/2026 05/01/2026 M(3) 1,359(4) A $ 0 10,920 D Common Stock 05/01/2026 05/01/2026 F 947 D $25.68 9,973 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

1,189

05/01/2025

(5)

Common Stock

1,189

$ 0

1,190

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

M

1,325

05/01/2026

(5)

Common Stock

1,325

$ 0

2,652

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

A

4,064

05/01/2027

(5)

Common Stock

4,064

$ 0

4,064

D

RSU - Time-Vested Award

$ 0

05/01/2026

05/01/2026

A

10,328

05/01/2027

(6)

Common Stock

10,328

$ 0

20,656

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Giorgio Michael Louis 3000 SWISS PINE WAY SUITE 100 MORGANTOWN, WV 26501			CIO and COO

Signatures

Lisa McCormick By POA from Michael Louis Giorgio		05/05/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	1/3 of the time-based restricted stock units, granted May 1, 2024, have vested and shares are being issued.
(2)	Includes 78 dividend equivalent shares accrued since the time of grant.
(3)	1/3 of the time-based restricted stock units, granted May 1, 2025, have vested and shares are being issued.
(4)	Includes 34 dividend equivalent shares accrued since the time of grant.
(5)	The restricted stock units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.
(6)	RSUs awarded on May1, 2026 that vest over a three-year period May 1, 2027.

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