Management Change/Compensation (Form 8-K)

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

(b) On December 15, 2025, Sundeep Rana notified the Board of Directors (the "Board") of CF Bankshares Inc. (the "Company") of his resignation from the Board effective as of such date. Mr. Rana had served on the Board of the Company since July 28, 2021, as the director representative of Castle Creek Capital Partners VII, L.P. ("Castle Creek") pursuant to the Securities Purchase Agreement dated October 25, 2019, among the Company, Castle Creek and certain other investors party thereto (the "Securities Purchase Agreement"). In accordance with the provisions of the Securities Purchase Agreement, Mr. Rana resigned from the Board as a result of Castle Creek (together with its affiliates) ceasing to own at least 4.9% of the outstanding common stock of the Company. Mr. Rana's notice of resignation confirmed that his resignation was not the result of any disagreement with the Company on any matter relating to its operations, policies or practices.