NCUA Announces Ninth Round of Deregulation Proposals

Alexandria, VA (April 7, 2026) - The National Credit Union Administration today announced the ninth round of proposed regulatory changes associated with NCUA's Deregulation Project. The project is an ongoing review of NCUA's regulations to ensure regulations are focused on credit unions' safety, soundness, and resilience.

With today's announcement, NCUA is requesting comments on one proposal that would eliminate unduly burdensome requirements in the Code of Federal Regulations related to chartering and field of membership eligibility.

The proposal includes:

• Proposed Change: The proposed rule would remove the automatic disqualification of associational groups that require the purchase of a product or service as a condition of membership. Instead, eligibility will not be automatically denied solely for this reason and more holistic evaluation would be allowed.
• Impact on credit unions: The proposed amendments would alleviate burden and provide regulatory relief to single associational groups and multiple common bond federal credit unions of all sizes in seeking to include associations that may have some customer-client component.

To submit comments, type or paste the docket numbers into the search on the Federal Rulemaking Portal.

For more information about the NCUA Deregulation Project, visit: https://ncua.gov/news/deregulation-project