|
Dates Covered
|
|
|
|
|
|
|
|
|
|
|
Collections Period
|
|
|
09/01/25 - 09/30/25
|
|
|
|
|
|
|
|
|
|
|
Interest Accrual Period
|
|
|
09/15/25 - 10/14/25
|
|
|
|
|
|
|
|
|
|
|
30/360 Days
|
|
|
30
|
|
|
|
|
|
|
|
|
|
|
Actual/360 Days
|
|
|
30
|
|
|
|
|
|
|
|
|
|
|
Distribution Date
|
|
|
10/15/25
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Collateral Pool Balance Data
|
|
$ Amount
|
|
|
# of Accounts
|
|
|
|
|
|
|
Pool Balance at 08/31/25
|
|
|
280,478,578.93
|
|
|
|
17,343
|
|
|
|
|
|
|
Yield Supplement Overcollateralization Amount 08/31/25
|
|
|
16,772,513.00
|
|
|
|
0
|
|
|
|
|
|
|
Receivables Balance 08/31/25
|
|
|
297,251,091.93
|
|
|
|
17,343
|
|
|
|
|
|
|
Principal Payments
|
|
|
14,465,379.50
|
|
|
|
642
|
|
|
|
|
|
|
Defaulted Receivables
|
|
|
396,934.52
|
|
|
|
16
|
|
|
|
|
|
|
Repurchased Accounts
|
|
|
0.00
|
|
|
|
0
|
|
|
|
|
|
|
Yield Supplement Overcollateralization Amount at 09/30/25
|
|
|
15,572,320.39
|
|
|
|
0
|
|
|
|
|
|
|
Pool Balance at 09/30/25
|
|
|
266,816,457.52
|
|
|
|
16,685
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pool Statistics
|
|
$ Amount
|
|
|
# of Accounts
|
|
|
|
|
|
|
Pool Factor
|
|
|
25.29
|
%
|
|
|
|
|
|
|
|
|
|
Prepayment ABS Speed
|
|
|
1.28
|
%
|
|
|
|
|
|
|
|
|
|
Aggregate Starting Principal Balance
|
|
|
1,116,806,264.43
|
|
|
|
45,522
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Delinquent Receivables:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Past Due 31-60 days
|
|
|
6,420,725.94
|
|
|
|
260
|
|
|
|
|
|
|
Past Due 61-90 days
|
|
|
2,252,208.17
|
|
|
|
88
|
|
|
|
|
|
|
Past Due 91-120 days
|
|
|
328,798.49
|
|
|
|
15
|
|
|
|
|
|
|
Past Due 121+ days
|
|
|
0.00
|
|
|
|
0
|
|
|
|
|
|
|
Total
|
|
|
9,001,732.60
|
|
|
|
363
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total 31+ Delinquent as % Aggregate Ending Principal Balance
|
|
|
3.19
|
%
|
|
|
|
|
|
|
|
|
|
Total 61+ Delinquent as % Aggregate Ending Principal Balance
|
|
|
0.91
|
%
|
|
|
|
|
|
|
|
|
|
Delinquency Trigger Occurred
|
|
|
NO
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recoveries
|
|
|
424,338.89
|
|
|
|
|
|
|
|
|
|
|
Aggregate Net Losses/(Gains) - September 2025
|
|
|
(27,404.37
|
)
|
|
|
|
|
|
|
|
|
|
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Current Net Losses/(Gains) Ratio
|
|
|
-0.11
|
%
|
|
|
|
|
|
|
|
|
|
Prior Net Losses/(Gains) Ratio
|
|
|
0.32
|
%
|
|
|
|
|
|
|
|
|
|
Second Prior Net Losses/(Gains) Ratio
|
|
|
-0.37
|
%
|
|
|
|
|
|
|
|
|
|
Third Prior Net Losses/(Gains) Ratio
|
|
|
0.27
|
%
|
|
|
|
|
|
|
|
|
|
Four Month Average
|
|
|
0.03
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cumulative Net Loss as a % of Aggregate Starting Principal Balance
|
|
|
0.61
|
%
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Overcollateralization Target Amount
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
Actual Overcollateralization
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
Weighted Average Contract Rate
|
|
|
5.93
|
%
|
|
|
|
|
|
|
|
|
|
Weighted Average Contract Rate, Yield Adjusted
|
|
|
10.04
|
%
|
|
|
|
|
|
|
|
|
|
Weighted Average Remaining Term
|
|
|
35.65
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Flow of Funds
|
|
$ Amount
|
|
|
|
|
|
|
|
|
|
|
Collections
|
|
|
16,391,033.67
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings on Cash Accounts
|
|
|
18,934.58
|
|
|
|
|
|
|
|
|
|
|
Servicing Fee
|
|
|
(247,709.24
|
)
|
|
|
|
|
|
|
|
|
|
Transfer to Collection Account
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Available Funds
|
|
|
16,162,259.01
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Distributions of Available Funds
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1) Asset Representation Reviewer Amounts (up to $150,000 per year)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(2) Class A Interest
|
|
|
912,285.79
|
|
|
|
|
|
|
|
|
|
|
(3) Noteholders' First Priority Principal Distributable Amount
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(4) Class B Interest
|
|
|
126,714.08
|
|
|
|
|
|
|
|
|
|
|
(5) Noteholders' Second Priority Principal Distributable Amount
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(6) Class C Interest
|
|
|
65,772.00
|
|
|
|
|
|
|
|
|
|
|
(7) Noteholders' Third Priority Principal Distributable Amount
|
|
|
8,623,946.19
|
|
|
|
|
|
|
|
|
|
|
(8) Required Reserve Account
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(9) Noteholders' Principal Distributable Amount
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
(10) Asset Representation Reviewer Amounts (in excess of 1)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
(11) Distribution to Certificateholders
|
|
|
1,395,365.73
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Distributions of Available Funds
|
|
|
16,162,259.01
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Servicing Fee
|
|
|
247,709.24
|
|
|
|
|
|
|
|
|
|
|
Unpaid Servicing Fee
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Change in amount of the unpaid servicing fee from the prior period
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Class C
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Coupon
|
|
|
5.22000
|
%
|
|
|
|
|
|
|
|
|
|
Interest Paid
|
|
|
65,772.00
|
|
|
|
|
|
|
|
|
|
|
Principal Paid
|
|
|
0.00
|
|
|
|
|
|
|
|
|
|
|
Total Paid to C Holders
|
|
|
65,772.00
|
|
|
|
|
|
|
|
|
|
|
Distribution per $1,000 of Notes
|
|
|
Total
|
|
|
|
|
|
|
|
|
|
|
Total Interest Distribution Amount
|
|
|
1.0964063
|
|
|
|
|
|
|
|
|
|
|
Total Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total Principal Distribution Amount
|
|
|
13.5586688
|
|
|
|
|
|
|
|
|
|
|
Total Distribution Amount
|
|
|
14.6550751
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-1 Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-1 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-1 Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-1 Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-2a Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2a Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2a Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-2a Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-2b Interest Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2b Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-2b Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-2b Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-3 Interest Distribution Amount
|
|
|
1.9052223
|
|
|
|
|
|
|
|
|
|
|
A-3 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-3 Principal Distribution Amount
|
|
|
48.8142111
|
|
|
|
|
|
|
|
|
|
|
Total A-3 Distribution Amount
|
|
|
50.7194334
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A-4 Interest Distribution Amount
|
|
|
3.8833334
|
|
|
|
|
|
|
|
|
|
|
A-4 Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
A-4 Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total A-4 Distribution Amount
|
|
|
3.8833334
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
B Interest Distribution Amount
|
|
|
4.1916666
|
|
|
|
|
|
|
|
|
|
|
B Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
B Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total B Distribution Amount
|
|
|
4.1916666
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
C Interest Distribution Amount
|
|
|
4.3500000
|
|
|
|
|
|
|
|
|
|
|
C Interest Carryover Shortfall
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
C Principal Distribution Amount
|
|
|
0.0000000
|
|
|
|
|
|
|
|
|
|
|
Total C Distribution Amount
|
|
|
4.3500000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noteholders' First Priority Principal Distributable Amount
|
|
|
0.00
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Second Priority Principal Distributable Amount
|
|
|
0.00
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Third Priority Principal Distributable Amount
|
|
|
631.23
|
|
|
|
|
|
|
|
|
|
|
Noteholders' Principal Distributable Amount
|
|
|
368.77
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Account Balances
|
|
$ Amount
|
|
|
|
|
|
|
|
|
|
|
Reserve Account
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance as of 09/15/25
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings
|
|
|
17,037.48
|
|
|
|
|
|
|
|
|
|
|
Investment Earnings Paid
|
|
|
(17,037.48
|
)
|
|
|
|
|
|
|
|
|
|
Deposit/(Withdrawal)
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
Balance as of 10/15/25
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
Change
|
|
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Required Reserve Amount
|
|
|
5,038,175.22
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other Servicing Information
|
|
Current Month
|
|
|
Prior Month
|
|
|
Two Months Prior
|
|
|
Principal Balance of Receivables extended during the Collection Period
|
|
$
|
2,210,854.28
|
|
|
|
1,907,020.62
|
|
|
|
2,230,808.12
|
|
|
Number of Extensions
|
|
|
95
|
|
|
|
75
|
|
|
|
89
|
|
|
Ratio of extensions to Beginning of Period Receivables Balance
|
|
|
0.74
|
%
|
|
|
0.61
|
%
|
|
|
0.68
|
%
|