Massachusetts Mutual Variable Annuity Separate Account 4
10/02/2026 | Press release | Distributed by Public on 10/02/2026 11:16
Prospectus by Investment Company (Form 497)
Supplement dated October 2, 2026
and to the Prospectus and Updating Summary Prospectus, each dated April 27, 2026, as supplemented, for:
MassMutual Transitions SelectSM
MassMutual EvolutionSM
Issued by Massachusetts Mutual Life Insurance Company
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THIS SUPPLEMENT MUST BE READ IN CONJUNCTION WITH YOUR PROSPECTUS. PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE. |
Effective October 1, 2026, this supplement amends certain information in the above-referenced prospectuses:
Fund Sub-Adviser Changes:
| • | J.P. Morgan Investment Management Inc. will replace Wellington Management Company LLP as sub-adviser to the MML Focused Equity Fund. |
| • | Putnam Investment Management, LLC will replace Thompson, Siegel & Walmsley LLC as sub-adviser to the MML Foreign Fund. |
Fund Fee Changes:
| • | The information for the MML Focused Equity Fund and the MML Foreign Fund in the Pre-2008 Version table in Appendix A of the prospectuses is deleted and replaced with the following to reflect a reduction in current expenses: |
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|
|
Current Expenses (expenses/ average assets) |
Average Annual Total Returns (as of 12/31/2025) |
||
| 1 Year | 5 Year | 10 Year | |||
| Large Cap Blend |
MML Focused Equity Fund (Service Class I) Adviser: MML Investment Advisers, LLC Sub-Adviser: J.P. Morgan Investment Management Inc. |
1.02%(*) | 7.75% | 8.48% | 12.23% |
| International/Global |
MML Foreign Fund (Initial Class) Adviser: MML Investment Advisers, LLC Sub-Adviser: Putnam Investment Management, LLC |
0.84% | 32.60% | 9.01% | 6.72% |
(*) This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this fund's annual expenses reflect temporary expense reductions. See the fund prospectus for additional information.
| • | The information for the MML Focused Equity Fund and the MML Foreign Fund in the 2008 Version table in Appendix A of the prospectuses is deleted and replaced with the following to reflect a reduction in current expenses: |
|
|
|
Current Expenses (expenses/ average assets) |
Average Annual Total Returns (as of 12/31/2025) |
||
| 1 Year | 5 Year | 10 Year | |||
| Large Cap Blend |
MML Focused Equity Fund (Service Class I) Adviser: MML Investment Advisers, LLC Sub-Adviser: J.P. Morgan Investment Management Inc. |
1.02%(*) | 7.75% | 8.48% | 12.23% |
| International/Global |
MML Foreign Fund (Service Class) Adviser: MML Investment Advisers, LLC Sub-Adviser: Putnam Investment Management, LLC |
1.09% | 32.36% | 8.76% | 6.46% |
(*) This fund is subject to an expense reimbursement or fee waiver arrangement. As a result, this fund's annual expenses reflect temporary expense reductions. See the fund prospectus for additional information.
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If you have questions about this supplement or your product, you may contact your registered representative, visit us online at www.MassMutual.com/contact-us, or call our Service Center at (800) 272-2216 8 a.m.-5 p.m. Eastern Time.
For more information about the funds, read the fund prospectuses. Fund prospectuses are available on our website at www.MassMutual.com.
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Massachusetts Mutual Variable Annuity Separate Account 4 published this content on October 02, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on October 02, 2026 at 17:16 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]