nCino Announces Successful Rebrand of FullCircl and Launch of nCino Identity Solutions to Strengthen Identity Verification

London, UK -- October 6, 2025 -- nCino, Inc. (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions, today announced the successful rebrand of FullCircl, following nCino's acquisition of the UK-based fintech in 2024. Integration of the technology will enhance nCino's end-to-end banking platform, with expanded capabilities for customer acquisition, onboarding, and in-life monitoring across risk and opportunity management.

As part of this rebrand, nCino is consolidating FullCircl's technology portfolio into two distinct offerings: customer lifecycle management solutions that will be embedded within the nCino Platform for financial institutions, and a specialised compliance suite launching as nCino Identity Solutions for fintechs, payments providers, and other regulated businesses.

Enhanced Customer Lifecycle Management Within the nCino Platform

FullCircl's existing solutions will continue to be offered under the nCino brand, including SmartBanker, ProBanker, SmartOnboard and SmartBroker. This suite of digital applications will provide financial institutions and insurers with a purpose-built solution that delivers fast time to value and actionable insights at every customer touchpoint, while also strengthening regulatory compliance.

The addition of these solutions within the nCino ecosystem provides enhanced customer lifecycle management capabilities for institutions, adding fast time to value and unified access to critical customer intelligence, streamlining operations across commercial banking, consumer banking, and insurance sectors.

nCino Identity Solutions: Specialised Compliance for Regulated Industries

Separately, FullCircl's compliance and verification technology has been relaunched as nCino Identity Solutions, a standalone offering designed specifically for SME-size (small and medium enterprise) to mid-market fintechs, payments providers, and regulated businesses that need comprehensive compliance tools.

Leveraging expansive datasets and deep subject matter expertise, nCino Identity Solutions provides comprehensive capabilities in consumer and corporate compliance, including:

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  Know Your Customer (eKYC) with embedded workflow management

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  Know Your Business (KYB) with coverage in over 160 jurisdictions

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  Identity and age verification with real-time decisioning

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  PEPs, sanctions and adverse media screening across global databases

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  Document verification with advanced fraud detection

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  Facial comparison technology for enhanced security

Learn More

Financial institutions interested in exploring nCino's suite of Smart solutions can visit ncino.com/en-GB. Fintechs, payments providers, and other regulated businesses can learn more about nCino Identity Solutions at identitysolutions.ncino.com.

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Media Contact

Mara D'Auria

[email protected]

About nCino:

nCino (NASDAQ: NCNO) is powering a new era in financial services. The Company was founded to help financial institutions digitize and reengineer business processes to boost efficiencies and create better banking experiences. With over 2,700 customers worldwide - including community banks, credit unions, independent mortgage banks, and the largest financial entities globally - nCino offers a trusted platform of best-in-class, intelligent solutions. By integrating artificial intelligence and actionable insights into its platform, nCino is helping financial institutions consolidate legacy systems to enhance strategic decision-making, improve risk management, and elevate customer satisfaction by cohesively bringing together people, AI and data. For more information, visit www.ncino.com.

Forward-Looking Statements: This press release contains forward-looking statements about nCino's financial and operating results, which include statements regarding nCino's future performance, outlook, guidance, the benefits from the use of nCino's solutions, our strategies, and general business conditions. Forward-looking statements generally include actions, events, results, strategies and expectations and are often identifiable by use of the words "believes," "expects," "intends," "anticipates," "plans," "seeks," "estimates," "projects," "may," "will," "could," "might," or "continues" or similar expressions and the negatives thereof. Any forward-looking statements contained in this press release are based upon nCino's historical performance and its current plans, estimates, and expectations and are not a representation that such plans, estimates, or expectations will be achieved. These forward-looking statements represent nCino's expectations as of the date of this press release. Subsequent events may cause these expectations to change and, except as may be required by law, nCino does not undertake any obligation to update or revise these forward-looking statements. These forward-looking statements are subject to known and unknown risks and uncertainties that may cause actual results to differ materially including, but not limited to risks associated with (i) adverse changes in the financial services industry, including as a result of customer consolidation or bank failures; (ii) adverse changes in economic, regulatory, or market conditions, including as a direct or indirect consequence of higher interest rates; (iii) risks associated with acquisitions we undertake, (iv) breaches in our security measures or unauthorized access to our customers' or their clients' data; (v) the accuracy of management's assumptions and estimates; (vi) our ability to attract new customers and succeed in having current customers expand their use of our solution, including in connection with our migration to an asset-based pricing model; (vii) competitive factors, including pricing pressures and migration to asset-based pricing, consolidation among competitors, entry of new competitors, the launch of new products and marketing initiatives by our competitors, and difficulty securing rights to access or integrate with third party products or data used by our customers; (viii) the rate of adoption of our newer solutions and the results of our efforts to sustain or expand the use and adoption of our more established solutions; (ix) fluctuation of our results of operations, which may make period-to-period comparisons less meaningful; (x) our ability to manage our growth effectively including expanding outside of the United States; (xi) adverse changes in our relationship with Salesforce; (xii) our ability to successfully acquire new companies and/or integrate acquisitions into our existing organization; (xiii) the loss of one or more customers, particularly any of our larger customers, or a reduction in the number of users our customers purchase access and use rights for; (xiv) system unavailability, system performance problems, or loss of data due to disruptions or other problems with our computing infrastructure or the infrastructure we rely on that is operated by third parties; (xv) our ability to maintain our corporate culture and attract and retain highly skilled employees; and (xvi) the outcome and impact of legal proceedings and related fees and expenses.