First Merchants Corporation

07/31/2026 | Press release | Distributed by Public on 07/31/2026 10:32

Quarterly Report for Quarter Ending June 30, 2026 (Form 10-Q)

MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
The following table presents the estimated impact of immediate, parallel interest rate shocks of +100, +200, -100, and -200 basis points relative to the base case scenario as of June 30, 2026 and December 31, 2025. The change from the base case represents the cumulative change in net interest income over a twelve-month horizon. All balance sheet assumptions used in the rate shock scenarios are consistent with those applied in the base case simulation.
June 30, 2026 December 31, 2025
Rising 200 basis points from base case 2.6 % 4.5 %
Rising 100 basis points from base case 1.5 % 2.4 %
Falling 100 basis points from base case (1.6) % (2.8) %
Falling 200 basis points from base case (3.8) % (5.6) %
OTHER
The Securities and Exchange Commission maintains a website that contains reports, proxy and information statements, and other information regarding registrants that file electronically with the Commission, including the Corporation, at https://www.sec.gov.
PART I: FINANCIAL INFORMATION
First Merchants Corporation published this content on July 31, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on July 31, 2026 at 16:32 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]