Guardian Separate Account R
10/08/2025 | Press release | Distributed by Public on 10/08/2025 11:19
Prospectus by Investment Company (Form 497)
PROSPECTUS SUPPLEMENT
DATED OCTOBER 8, 2025
FOR
THE GUARDIAN INCOME ACCESS VARIABLE ANNUITY
AND
THE GUARDIAN INVESTOR ASSET BUILDER VARIABLE ANNUITY
Issued by
THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC.
The following supplemental information should be read in conjunction with the Prospectuses and Statements of Additional Information dated May 1, 2018, for The Guardian Investor Income Access Variable Annuity, a variable annuity contract issued through The Guardian Separate Account Q and The Guardian Investor Asset Builder, a variable annuity contract issued through The Guardian Separate Account R.
The information below is added to APPENDIX B: INVESTMENT OPTION RESTRICTIONS, FUNDS AVAILABLE UNDER THE GLWB RIDER in your prospectus, as amended.
Effective November 17, 2025, the following models are available to you for investment:
| Fund Name |
2025 Aggressive 80/20 |
2025 Moderate 60/40 |
2025 Conservative 40/60 |
|||||||||
| Fidelity VIP Investment Grade Bond Portfolio (Service Class 2) | 7% | 20% | 25% | |||||||||
|
Guardian All Cap Core VIP Fund |
20% | 10% | 6% | |||||||||
|
Guardian Core Fixed Income VIP Fund |
10% | 15% | 25% | |||||||||
|
Guardian Core Plus Fixed Income VIP Fund |
3% | 5% | 10% | |||||||||
|
Guardian Equity Income VIP Fund |
25% | 17% | 14% | |||||||||
|
Guardian Large Cap Disciplined Growth VIP Fund |
10% | 10% | 9% | |||||||||
|
Guardian Select Mid Cap Core VIP Fund |
15% | 15% | 7% | |||||||||
|
Guardian Small Cap Value Diversified VIP Fund |
5% | |||||||||||
| Guardian Small-Mid Cap Core VIP Fund | 5% | 8% | 4% | |||||||||
As always, the availability of any investment option or model is subject to change. See your prospectus for more information concerning the addition, deletion or substitution of investments.
You may make changes to your investment allocations by submitting your written, electronic or telephone instructions in Good Order by mail to Talcott Resolution - Annuity Service Operations, Administrator for your Guardian Annuity Contract, P.O. Box 14293, Lexington, KY 40512-4293 (regular mail) or Talcott Resolution - Annuity Service Operations, Administrator for your Guardian Annuity Contract, 6716 Grade Ln., Building 9, Suite 910, Louisville, KY 40213 (overnight mail), or by calling 1-800-830-4147.
Except as set forth herein, all other provisions of the prospectuses noted above, as previously supplemented, shall remain unchanged.
This Prospectus Supplement must be preceded or accompanied by the most recent
Prospectus available and should be retained with the Prospectus for future reference.
Guardian Separate Account R published this content on October 08, 2025, and is solely responsible for the information contained herein. Distributed via SEC EDGAR on October 08, 2025 at 17:19 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]