12/22/2025 | Press release | Distributed by Public on 12/22/2025 14:07
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Collection Period |
30-Nov-25 | 30/360 Days | 30 | Collection Period Start | 1-Nov-25 | |||||||||||
|
Distribution Date |
15-Dec-25 | Actual/360 Days | 28 | Collection Period End | 30-Nov-25 | |||||||||||
| Prior Month Settlement Date | 17-Nov-25 | |||||||||||||||
| Current Month Settlement Date | 15-Dec-25 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
|
Pool Balance |
1,477,843,167.03 | 267,137,377.21 | 250,300,562.48 | 0.192221 | ||||||||||||||||
|
Yield Supplement Overcollaterization |
175,694,119.15 | 13,901,376.60 | 12,600,399.65 | |||||||||||||||||
|
Total Adjusted Pool Balance |
1,302,149,047.88 | 253,236,000.61 | 237,700,162.83 | |||||||||||||||||
|
Total Adjusted Securities |
1,302,149,047.88 | 253,236,000.61 | 237,700,162.83 | 0.182545 | ||||||||||||||||
|
Class A-1 Notes |
3.68800 | % | 270,000,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2a Notes |
4.50000 | % | 443,300,000.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-2b Notes |
0.00000 | % | 0.00 | 0.00 | 0.00 | 0.000000 | ||||||||||||||
|
Class A-3 Notes |
4.46000 | % | 443,300,000.00 | 107,686,952.73 | 92,151,114.95 | 0.207875 | ||||||||||||||
|
Class A-4 Notes |
4.45000 | % | 93,400,000.00 | 93,400,000.00 | 93,400,000.00 | 1.000000 | ||||||||||||||
|
Certificates |
0.00000 | % | 52,149,047.88 | 52,149,047.88 | 52,149,047.88 | 1.000000 | ||||||||||||||
| Principal Payment | Interest Payment |
Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
|||||||||||||||||
|
Class A-1 Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2a Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-2b Notes |
0.00 | 0.00 | - | - | ||||||||||||||||
|
Class A-3 Notes |
15,535,837.78 | 400,236.51 | 35.0458781 | 0.9028570 | ||||||||||||||||
|
Class A-4 Notes |
0.00 | 346,358.33 | - | 3.7083333 | ||||||||||||||||
|
Certificates |
0.00 | 0.00 | - | - | ||||||||||||||||
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Total Securities |
15,535,837.78 | 746,594.84 | ||||||||||||||||||
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I. COLLECTIONS |
||||||||||||||||||||
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Interest: |
||||||||||||||||||||
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Interest Collections |
576,353.71 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Interest |
0.00 | |||||||||||||||||||
|
Total Interest Collections |
576,353.71 | |||||||||||||||||||
|
Principal: |
||||||||||||||||||||
|
Principal Collections |
16,558,144.38 | |||||||||||||||||||
|
Repurchased Loan Proceeds Related to Principal |
0.00 | |||||||||||||||||||
|
Total Principal Collections |
16,558,144.38 | |||||||||||||||||||
|
Recoveries of Defaulted Receivables |
199,436.47 | |||||||||||||||||||
|
Total Collections |
17,333,934.56 | |||||||||||||||||||
|
II. COLLATERAL POOL BALANCE DATA |
||||||||||||||||||||
| Number | Amount | |||||||||||||||||||
|
Adjusted Pool Balance - Beginning of Period |
28,494 | 253,236,000.61 | ||||||||||||||||||
|
Total Principal Payment |
15,535,837.78 | |||||||||||||||||||
| 27,807 | 237,700,162.83 | |||||||||||||||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
III. DISTRIBUTIONS |
||||
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Total Collections |
17,333,934.56 | |||
|
Reserve Account Draw |
0.00 | |||
|
Total Available for Distribution |
17,333,934.56 | |||
|
1. Reimbursement of Advance |
0.00 | |||
|
2. Servicing Fee: |
||||
|
Servicing Fee Due |
222,614.48 | |||
|
Servicing Fee Paid |
222,614.48 | |||
|
Servicing Fee Shortfall |
0.00 | |||
|
3. Interest: |
||||
|
Class A-1 Notes Monthly Interest |
||||
|
Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-1 Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest |
||||
|
Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2a Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2a Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest |
||||
|
Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-2b Notes Monthly Interest Distributable Amount |
0.00 | |||
|
Class A-2b Notes Monthly Interest Paid |
0.00 | |||
|
Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest |
||||
|
Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-3 Notes Monthly Interest Distributable Amount |
400,236.51 | |||
|
Class A-3 Notes Monthly Interest Paid |
400,236.51 | |||
|
Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest |
||||
|
Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
|
Class A-4 Notes Monthly Interest Distributable Amount |
346,358.33 | |||
|
Class A-4 Notes Monthly Interest Paid |
346,358.33 | |||
|
Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
|
Total Note Monthly Interest |
||||||||
|
Total Note Monthly Interest Due |
746,594.84 | |||||||
|
Total Note Monthly Interest Paid |
746,594.84 | |||||||
|
Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
|
Total Available for Principal Distribution |
16,364,725.24 | |||||||
|
4. Total Monthly Principal Paid on the Notes |
15,535,837.78 | |||||||
|
Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Total Noteholders' Principal Distributable Amount |
15,535,837.78 | |||||||
|
Change in Total Noteholders' Principal Carryover Shortfall |
0.00 | |||||||
|
5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
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Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Total Certificateholders' Principal Distributable Amount |
0.00 | |||||||
|
Change in Total Certificateholders' Principal Carryover Shortfall |
0.00 | |||||||
|
Remaining Available Collections |
828,887.46 | |||||||
|
Deposit from Remaining Available Collections to fund Reserve Account |
0.00 | |||||||
|
Remaining Available Collections Released to Certificateholder |
828,887.46 | |||||||
|
V. RESERVE ACCOUNT |
||||||||
|
Initial Reserve Account Amount |
3,255,372.62 | |||||||
|
Required Reserve Account Amount |
3,255,372.62 | |||||||
|
Beginning Reserve Account Balance |
3,255,372.62 | |||||||
|
Deposit of Remaining Available Collections |
0.00 | |||||||
|
Ending Reserve Account Balance |
3,255,372.62 | |||||||
|
Required Reserve Account Amount for Next Period |
3,255,372.62 | |||||||
|
VI. POOL STATISTICS |
||||||||
|
Weighted Average Coupon |
2.74 | % | ||||||
|
Weighted Average Remaining Maturity |
22.87 | |||||||
| Amount | Number | |||||||
|
Principal on Defaulted Receivables |
278,670.35 | 19 | ||||||
|
Principal Recoveries of Defaulted Receivables |
199,436.47 | |||||||
|
Monthly Net Losses |
79,233.88 | |||||||
|
Pool Balance at Beginning of Collection Period |
267,137,377.21 | |||||||
|
Net Loss Ratio for Third Preceding Collection Period |
0.87 | % | ||||||
|
Net Loss Ratio for Second Preceding Collection Period |
0.56 | % | ||||||
|
Net Loss Ratio for Preceding Collection Period |
0.03 | % | ||||||
|
Net Loss Ratio for Current Collection Period |
0.36 | % | ||||||
|
Four-Month Average Net Loss Ratio |
0.45 | % | ||||||
|
Cumulative Net Losses for all Periods |
5,187,699.36 | |||||||
Nissan Auto Receivables 2022-B Owner Trust
Servicer's Certificate
| Amount | Number |
% of Receivables (EOP Balance) |
||||||||||
|
Delinquent Receivables: |
||||||||||||
|
31-60 Days Delinquent |
3,129,361.90 | 237 | 1.25 | % | ||||||||
|
61-90 Days Delinquent |
410,670.85 | 29 | 0.16 | % | ||||||||
|
91-120 Days Delinquent |
138,444.29 | 7 | 0.06 | % | ||||||||
|
More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
|
Total 31+ Days Delinquent Receivables: |
3,678,477.04 | 273 | 1.47 | % | ||||||||
|
61+ Days Delinquencies as Percentage of Receivables (EOP): |
||||||||||||
|
Delinquency Ratio for Third Preceding Collection Period |
0.26 | % | 0.20 | % | ||||||||
|
Delinquency Ratio for Second Preceding Collection Period |
0.25 | % | 0.19 | % | ||||||||
|
Delinquency Ratio for Preceding Collection Period |
0.25 | % | 0.16 | % | ||||||||
|
Delinquency Ratio for Current Collection Period |
0.22 | % | 0.13 | % | ||||||||
|
Four-Month Average Delinquency Ratio |
0.25 | % | 0.17 | % | ||||||||
|
60 Day Delinquent Receivables |
555,702.58 | |||||||||||
|
Delinquency Percentage |
0.22 | % | ||||||||||
|
Delinquency Trigger |
4.90 | % | ||||||||||
|
Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
|
Principal Balance of Extensions |
1,115,911.15 | |||||||||||
|
Number of Extensions |
89 | |||||||||||
|
VII. STATEMENTS TO NOTEHOLDERS |
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1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
NO | |||||||||||
|
2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
NO | |||||||||||
|
3. Has there been an issuance of notes or other securities backed by the Receivables? |
NO | |||||||||||
|
4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
NO | |||||||||||