Cotality expands AutomatIQ Borrower Income integration with Fannie Mae’s Income Calculator to support wage earners

IRVINE, Calif., October 1, 2026 - Cotality™, a leading global property information, analytics, and data-enabled solutions provider, announced a new expansion of its AutomatIQ® Borrower Income Analysis integration with Fannie Mae's® Income Calculator to include wages and variable income. The new integration extends the same benefits available for self-employed and rental income, helping ensure alignment with Fannie Mae Selling Guide policy and supporting eligibility for income-related representation and warranty relief.

Cotality's AutomatIQ Borrower Income Analysis automates the process of calculating wage income, including variable pay, using borrower-provided paystubs and W-2s. It submits the information directly to Fannie Mae's Income Calculator and returns accurate, audit-ready findings. This streamlines the underwriting process, reduces manual data entry, and minimizes the risk of human error, which is a leading cause of defects in post-purchase reviews.

"Calculating income manually has always been a pain point in this industry, causing delays and adding unnecessary compliance headaches," said Jay Kingsley, President, Cotality Mortgage Solutions. "Our new Income Analysis integration with Fannie Mae helps underwriters make more consistent, defendable decisions while increasing the volume of loans they can process."

The new integration can be used with Cotality's existing integrations with Fannie Mae's Income Calculator and Freddie Mac's AIM for Paystub/W-2, enabling lenders to see feedback from both Government-Sponsored Enterprises (GSEs) side-by-side within a single, automated workflow.

To learn more about the new integration, visit www.cotality.com.

About Cotality 

Cotality accelerates data, insights, and workflows across the property ecosystem to enable industry professionals to surpass their ambitions and impact society. With billions of real-time data signals across the life cycle of a property, we unearth hidden risks and transformative opportunities for agents, lenders, carriers, and innovators. Get to know us at www.cotality.com.   

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