FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * Galvin Cormac 2. Date of Event Requiring Statement (Month/Day/Year) 01/15/2026 3. Issuer Name and Ticker or Trading Symbol REINSURANCE GROUP OF AMERICA INC [RGA] (Last) (First) (Middle) 16600 SWINGLEY RIDGE ROAD 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) EVP, Head of EMEA 5. If Amendment, Date Original Filed (Month/Day/Year) (Street) CHESTERFIELD, MO 63017 6. Individual or Joint/Group Filing (Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Common Stock 2,467 D

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Share Unit - March 2025	12/31/2027	(1)	Common Stock	303	$193(2)	D
Stock Appreciation Right (right to purchase) 2025	(1)	03/06/2035	Common Stock	828	$193	D
Restricted Share Unit - March 2024	12/31/2026	(3)	Common Stock	190	$185.28	D
Stock Appreciation Right (right to purchase) 2024	(3)	03/15/2034	Common Stock	777	$185.28	D
Restricted Share Unit - March 2023	12/31/2025	(4)	Common Stock	321	$138.34(2)	D
Stock Appreciation Right (right to purchase) 2023	(5)	03/09/2033	Common Stock	940	$138.34	D
Stock Appreciation Right (right to purchase) 2022	(5)	03/22/2032	Common Stock	1,398	$106.53	D
Stock Appreciation Right (right to purchase) 2021	(5)	03/11/2031	Common Stock	992	$129.01	D
Stock Appreciation Right (right to purchase) 2020	(5)	03/06/2030	Common Stock	2,318	$117.85	D
Stock Appreciation Right (right to purchase) 2019	(5)	03/01/2029	Common Stock	1,112	$145.25	D
Stock Appreciation Right (right to purchase) 2018	(5)	03/02/2028	Common Stock	1,026	$150.87	D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Galvin Cormac 16600 SWINGLEY RIDGE ROAD CHESTERFIELD, MO 63017			EVP, Head of EMEA

Signatures

/s/ My Chi To, by Power of Attorney		01/20/2026
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Restricted share units and stock appreciation rights settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.
(2)	Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.
(3)	Restricted share units and stock appreciation rights settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.
(4)	Restricted share units fully vest on December 31, 2025.
(5)	Stock Appreciation Rights settle in Common Stock and vest in four equal annual installments of 25%, on December 31, after grant date.

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