EverBank Opens New Offering Period for MarketSafe Gold CD

Jacksonville, FL - EverBank today announced the re-release of its MarketSafe® Gold CD, providing clients with another opportunity to gain exposure to gold's potential upside while protecting 100% of their principal when held to maturity.

The 18-month, U.S. dollar-denominated CD will be available for a limited time beginning October 26 until December 7. It offers a potential Market Upside Payment based on gold's performance over the term of the CD, capped at 12%. The CD requires a minimum deposit of $1,500.

"As clients evaluate their savings strategies heading into year-end, we're pleased to offer another opportunity to access gold's potential upside through our MarketSafe Gold CD," said Chris Gaffney, President of World Markets at EverBank. "With this MarketSafe Gold CD, we're helping clients seek the upside while skipping the downside of investing in new market opportunities."

Rather than paying a periodic interest rate or annual percentage yield, the MarketSafe Gold CD provides the potential for a Market Upside Payment at maturity based on gold's performance during the CD term, subject to the 12% maximum. Clients who hold their CD through the full 18-month term will receive 100% of their original deposit, regardless of market performance.

Key Details of the MarketSafe Gold CD:

· Term: 18 months
· Minimum Deposit: $1,500
· Market Upside Payment: Based on gold's performance, up to a maximum of 12%
· Principal Protection: 100% of deposited principal when held to maturity
· Monthly Account Fee: None
· Offering Period: Limited time, October 26 - December 7
· Funding Deadline: December 7
· Early Withdrawal: Not permitted except in the event of death or adjudication of incompetence of the account holder

For more information about the MarketSafe Gold CD, including the product Term Sheet which includes important terms and disclosures, visit everbank.com/marketsafe.

About EverBank

EverBank, N.A. (EverBank) is a nationwide specialty bank providing high-value products and services to consumer and commercial clients coast-to-coast. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers across California, Florida and New York. EverBank's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money. Visit everbank.com or connect and interact with us on Facebook, Instagram, LinkedIn or X. EverBank is a Member FDIC.