Results
Honda Auto Receivables 2022-2 Owner Trust
12/23/2025 | Press release | Distributed by Public on 12/23/2025 10:49
Amendment to Asset-Backed Issuer Distribution Report (Form 10-D/A)
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2022-2 Owner Trust |
||||||||
|
Collection Period: November 1, 2025 through November 30, 2025 |
||||||||
|
Deal Age |
40 |
Determination Date: 12/15/2025 |
|
|
Actual/360 Days |
30 |
Record Date: 12/17/2025 |
|
|
30/360 Days |
30 |
Payment Date: 12/18/2025 |
ORIGINAL DEAL PARAMETERS
|
Dollar Amount |
Number of Receivables |
|||||||||||||
|
Total Portfolio Balance |
$ |
1,079,632,920.07 |
50,184 |
|||||||||||
|
Accrual Basis |
Dollar Amount |
% of Pool |
Interest Rate |
Final Scheduled |
||||||||||||
|
Class A-1 Notes |
Actual/360 |
$ |
239,000,000.00 |
22.14 |
% |
3.120 |
% |
August 18, 2023 |
||||||||
|
Class A-2 Notes |
30/360 |
$ |
354,000,000.00 |
32.79 |
% |
3.810 |
% |
March 18, 2025 |
||||||||
|
Class A-3 Notes |
30/360 |
$ |
354,000,000.00 |
32.79 |
% |
3.730 |
% |
July 20, 2026 |
||||||||
|
Class A-4 Notes |
30/360 |
$ |
105,640,000.00 |
9.78 |
% |
3.760 |
% |
December 18, 2028 |
||||||||
|
Certificates |
30/360 |
$ |
26,992,920.07 |
2.50 |
% |
0.000 |
% |
|||||||||
|
Total Securities Balance |
$ |
1,079,632,920.07 |
||||||||||||||
|
Total Note Balance |
$ |
1,052,640,000.00 |
||||||||||||||
|
Reserve Account Initial Deposit |
$ |
2,699,082.30 |
||||||||||||||
|
Yield Supplement Account Deposit |
$ |
104,205,753.72 |
||||||||||||||
COLLECTIONS
|
Interest Collections |
||||||||||||
|
Simple Interest Collections |
$ |
281,041.92 |
||||||||||
|
Interest Related to Repurchased Receivables |
$ |
0.00 |
||||||||||
|
Interest Advance for simple Interest - Net * |
$ |
0.00 |
||||||||||
|
Total Interest Collections |
$ |
281,041.92 |
||||||||||
|
* Advances are reimbursed (including outstanding advances of $0.00): |
||||
|
(i) from subsequent payments, liquidation proceeds and servicer repurchase payments in respect of the related obligor, and |
||||
|
(ii) to the extent amounts in clause (i) are insufficient, generally from interest (with respect to interest advances). |
||||
|
Principal Collections |
||||||||||||
|
Principal Collections |
$ |
10,015,231.01 |
||||||||||
|
Prepayments in Full |
$ |
2,266,104.33 |
||||||||||
|
Liquidation Proceeds |
$ |
41,827.39 |
||||||||||
|
Principal Related to Repurchased Receivables |
$ |
0.00 |
||||||||||
|
Recoveries from Prior Month Charge Offs |
$ |
36,672.07 |
||||||||||
|
Total Principal Collections |
$ |
12,359,834.80 |
||||||||||
|
Total Interest and Principal Collections |
$ |
12,640,876.72 |
||||||||||
|
Yield Supplement Deposit |
$ |
502,582.04 |
||||||||||
|
Collection Account Investment Earnings |
$ |
0.00 |
||||||||||
|
Total Available Amount |
$ |
13,143,458.76 |
||||||||||
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2022-2 Owner Trust |
||||||||
|
Collection Period: November 1, 2025 through November 30, 2025 |
||||||||
|
Deal Age |
40 |
Determination Date: 12/15/2025 |
|
|
Actual/360 Days |
30 |
Record Date: 12/17/2025 |
|
|
30/360 Days |
30 |
Payment Date: 12/18/2025 |
DISTRIBUTIONS
|
Note Percentage |
100.00 |
% |
||||||||||||||||
|
Certificate Percentage |
0.00 |
% |
Amount Due |
Amount Paid |
Shortfall |
|||||||||||||
|
Total Servicing Fee |
1.00 |
% |
$ |
103,994.42 |
$ |
103,994.42 |
$ |
0.00 |
||||||||||
|
Trustee Fees |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Asset Representations Reviewer Fees (Accrued & Unpaid) |
$ |
0.00 |
||||||||||||||||
|
Interest - Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-3 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-4 Notes |
$ |
306,441.21 |
$ |
306,441.21 |
$ |
0.00 |
||||||||||||
|
Total Monthly Interest |
$ |
306,441.21 |
$ |
306,441.21 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-3 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-4 Notes |
$ |
12,363,313.61 |
$ |
12,363,313.61 |
$ |
0.00 |
||||||||||||
|
Total Monthly Principal |
$ |
12,363,313.61 |
$ |
12,363,313.61 |
$ |
0.00 |
||||||||||||
|
Interest - Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Available to Deposit |
Reserve Deposit |
Reserve Draw |
Excess Released |
Released to Seller |
||||||||||||||||
|
Reserve Account Deposit |
$ |
369,709.52 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
369,709.52 |
||||||||||
|
Noteholder/Certificateholder Distributions |
Fee |
Interest |
Interest |
Principal |
Principal |
Amount |
||||||||||||||||||
|
Servicing Fee |
$ |
0.10 |
$ |
103,994.42 |
||||||||||||||||||||
|
Trustee Fees |
$ |
0.00 |
||||||||||||||||||||||
|
Asset Representation Reviewer Fees |
$ |
0.00 |
||||||||||||||||||||||
|
Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
|
Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
|
Class A-3 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
|
Class A-4 Notes |
$ |
2.90 |
$ |
0.00 |
$ |
117.03 |
$ |
0.00 |
$ |
12,669,754.82 |
||||||||||||||
|
Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
Page 2
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2022-2 Owner Trust |
||||||||
|
Collection Period: November 1, 2025 through November 30, 2025 |
||||||||
|
Deal Age |
40 |
Determination Date: 12/15/2025 |
|
|
Actual/360 Days |
30 |
Record Date: 12/17/2025 |
|
|
30/360 Days |
30 |
Payment Date: 12/18/2025 |
POOL DATA
|
Proceeding Month |
||||||||||||||||||||||||
|
Carryover Shortfall |
Beginning of Period |
End of Period |
||||||||||||||||||||||
|
Interest |
Principal |
Balance |
Note Factor |
Balance |
Note Factor |
|||||||||||||||||||
|
Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
0.0000000 |
$ |
0.00 |
0.0000000 |
||||||||||||||
|
Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
0.0000000 |
$ |
0.00 |
0.0000000 |
||||||||||||||
|
Class A-3 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
0.0000000 |
$ |
0.00 |
0.0000000 |
||||||||||||||
|
Class A-4 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
97,800,387.68 |
0.9257894 |
$ |
85,437,074.07 |
0.8087569 |
||||||||||||||
|
Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
26,992,920.07 |
1.0000000 |
$ |
26,992,920.07 |
1.0000000 |
||||||||||||||
|
Total Securities |
$ |
124,793,307.75 |
0.1155886 |
$ |
112,429,994.14 |
0.1041372 |
||||||||||||||||||
|
Total Notes |
$ |
97,800,387.68 |
0.0929096 |
$ |
85,437,074.07 |
0.0811646 |
||||||||||||||||||
|
Portfolio Information |
Original |
Prior Month |
Current Month |
|||||||||
|
Weighted Average Coupon (WAC) |
2.55 |
% |
2.80 |
% |
2.82 |
% |
||||||
|
Weighted Average Remaining Maturity (WAM) |
49.33 |
15.81 |
15.21 |
|||||||||
|
Weighted Average Original Maturity (WAOM) |
62.07 |
|||||||||||
|
Remaining Number of Receivables |
50,184 |
21,544 |
20,462 |
|||||||||
|
Portfolio Receivable Balance |
$ |
1,079,632,920.07 |
$ |
124,793,307.75 |
$ |
112,429,994.14 |
||||||
DELINQUENCY AND NET LOSS ACTIVITY
|
Net Loss and Delinquency Account Activity |
Amount |
|||||||
|
Gross Principal Balance on Defaulted Receivables |
$ |
81,978.27 |
||||||
|
Liquidation Proceeds |
$ |
41,827.39 |
||||||
|
Recoveries on Previously Defaulted Contracts |
$ |
36,672.07 |
||||||
|
Aggregate Net Losses for Collection Period |
$ |
3,478.81 |
||||||
|
Net Loss Rate for Collection Period's Average Balance (annualized) |
0.04 |
% |
||||||
|
Cumulative Net Losses for all Periods |
$ |
1,812,861.33 |
||||||
|
Delinquent Receivables |
# Units |
% Unit |
Dollar Amount |
% Dollar |
||||||||||||
|
31-60 Days Delinquent |
193 |
0.94 |
% |
$ |
1,513,853.15 |
1.35 |
% |
|||||||||
|
61-90 Days Delinquent |
30 |
0.15 |
% |
$ |
232,525.10 |
0.21 |
% |
|||||||||
|
91-120 Days Delinquent |
11 |
0.05 |
% |
$ |
73,201.16 |
0.07 |
% |
|||||||||
|
121 Days or More Delinquent |
0 |
0.00 |
% |
$ |
0.00 |
0.00 |
% |
|||||||||
|
Repossession Activity |
# Units |
% Unit |
Dollar Amount |
% Dollar |
||||||||||||
|
Vehicles Repossessed During Collection Period |
6 |
0.03 |
% |
$ |
61,952.13 |
0.06 |
% |
|||||||||
|
Total Accumulated Repossessed Vehicles in Inventory |
8 |
0.04 |
% |
$ |
77,332.27 |
0.07 |
% |
|||||||||
Page 3
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2022-2 Owner Trust |
||||||||
|
Collection Period: November 1, 2025 through November 30, 2025 |
||||||||
|
Deal Age |
40 |
Determination Date: 12/15/2025 |
|
|
Actual/360 Days |
30 |
Record Date: 12/17/2025 |
|
|
30/360 Days |
30 |
Payment Date: 12/18/2025 |
DELINQUENCY AND NET LOSS ACTIVITY
|
Net Loss and Delinquency Ratios |
||||||||
|
Ratio of Net Losses to the Pool Balance as of Each Collection Period |
||||||||
|
Third Preceding Collection Period |
-0.13 |
% |
||||||
|
Second Preceding Collection Period |
-0.15 |
% |
||||||
|
Preceding Collection Period |
-0.07 |
% |
||||||
|
Current Collection Period |
0.04 |
% |
||||||
|
Four Month Average |
-0.08 |
% |
||||||
|
Ratio of Number of Contracts Delinquent 61 Days or More to the Outstanding Number of Receivables (includes repossessions in inventory) |
||||||||
|
Second Preceding Collection Period |
0.21 |
% |
||||||
|
Preceding Collection Period |
0.24 |
% |
||||||
|
Current Collection Period |
0.24 |
% |
||||||
|
Three Month Average |
0.23 |
% |
||||||
|
Delinquency Trigger |
4.80% |
Delinquency Percentage exceeds Delinquency Trigger: |
No |
|||||
|
Delinquency Percentage - |
0.27% |
|||||||
|
Receivables that are 61 days or more delinquent as a percentage of Current Outstanding Balance of Receivables |
||||||||
LOSS AND CUMULATIVE LOSS INFORMATION
|
Current Month |
Cumulative |
|||||||||||||||
|
For Assets Experiencing a Loss: |
Units |
Amount |
Units |
Amount |
||||||||||||
|
Gross Principal |
8 |
$ |
74,335.18 |
260 |
$ |
4,818,843.81 |
||||||||||
|
Liquidation Proceeds and Recoveries |
28 |
$ |
59,988.85 |
228 |
$ |
2,966,868.88 |
||||||||||
|
Net Loss Amount |
8 |
$ |
14,346.33 |
260 |
$ |
1,851,974.93 |
||||||||||
|
Net Loss % of Average |
0.15 |
% |
||||||||||||||
|
Cumulative Net Loss % |
0.17 |
% |
||||||||||||||
|
Average Net Loss of |
$ |
7,122.98 |
||||||||||||||
CREDIT ENHANCEMENT
|
Reconciliation of Reserve Account |
Reconciliation of Yield Supplement Account |
|||||||||
|
Beginning Reserve Account Balance |
$ |
2,699,082.30 |
Beginning Yield Supplement |
$ |
3,581,937.57 |
|||||
|
Investment Earnings |
$ |
8,323.34 |
Investment Earnings |
$ |
11,996.60 |
|||||
|
Excess Interest Deposited into the Reserve Account |
$ |
0.00 |
Additional Yield Supplement Amounts |
$ |
0.00 |
|||||
|
Investment Withdrawal to Seller |
$ |
(8,323.34 |
) |
Yield Supplement Withdrawal Amount |
$ |
502,582.04 |
||||
|
Release of Reserve to Collection Account |
$ |
0.00 |
Investment Earnings Withdraw |
$ |
0.00 |
|||||
|
Release of Reserve to Seller |
$ |
0.00 |
Release of Yield Supplement Account Balance to Seller |
$ |
0.00 |
|||||
|
Ending Reserve Account Balance |
$ |
2,699,082.30 |
Ending Yield Supplement Account Balance |
$ |
3,091,352.13 |
|||||
|
Reserve Account Required Amount |
$ |
2,699,082.30 |
||||||||
Page 4
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2022-2 Owner Trust |
||||||||
|
Collection Period: November 1, 2025 through November 30, 2025 |
||||||||
|
Deal Age |
40 |
Determination Date: 12/15/2025 |
|
|
Actual/360 Days |
30 |
Record Date: 12/17/2025 |
|
|
30/360 Days |
30 |
Payment Date: 12/18/2025 |
REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
|
Is there any activity to report? |
No |
|||||||
STATEMENT TO NOTEHOLDERS
|
Has there been a material change in practices with respect to charge-offs, collection and management of delinquent receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
No |
|||||||
|
Have there been any material modifications, extensions or waivers to receivables terms, fees, penalties or payments during the collection period? |
No |
|||||||
|
Have there been any material breaches of representations, warranties or covenants contained in the receivables? |
No |
|||||||
|
Has there been an issuance of notes or other securities backed by the receivables? |
No |
|||||||
|
Has there been a material change in the underwriting, origination or acquisition of receivables? |
No |
|||||||
SERVICER CERTIFICATION
|
I hereby certify that the servicing report provided is true and accurate to the best of my knowledge. |
||
|
/s/ Paul C. Honda |
||
|
Paul C. Honda |
||
|
Vice President and Treasurer |
||
Page 5
Honda Auto Receivables 2022-2 Owner Trust published this content on December 23, 2025, and is solely responsible for the information contained herein. Distributed via Edgar on December 23, 2025 at 16:49 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]