Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Community Disaster Loan (CDL) Program

Agency Information Collection Activities: Submission for OMB Review, Comment Request; Application for Community Disaster Loan (CDL) Program

DATES:

Comments must be submitted on or before November 20, 2026.

SUPPLEMENTARY INFORMATION:

The information collection is required for Community Disaster Loan (CDL) Program eligibility determinations, CDL management, and compliance with other Federal laws and regulations. The CDL Program is authorized by Section 417 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, Public Law 93-288, as amended, 88 Stat. 143 (42 U.S.C. 5184) and implementing regulations at 44 CFR part 206, subpart K. FEMA may make a CDL to any local government which has suffered a substantial loss of tax or other revenues as a result of a major disaster or emergency and which demonstrates a need for Federal financial assistance to perform its governmental functions.

The CDL must be justified on the basis of need and be based on the actual and projected expenses, as a result of the disaster, for the fiscal year in which the disaster occurred and the three succeeding fiscal years. FEMA has the authority to cancel repayment of all or part of these CDLs to the extent that a determination is made that revenues of the local government during the three fiscal years following the disaster are insufficient to meet the operating budget of that local government because of disaster related revenue losses and additional unreimbursed disaster-related municipal operating expenses.

This proposed information collection previously published in the Federal Register on August 4, 2026, at 91 FR 49435 with a 60-day public comment period. FEMA received one comment. The commenter expressed concern about the removal of Part III the Community Disaster Loan Promissory Note, asserting its practical utility for maintaining reliable cash-flow projections for Federal direct loans. FEMA is replacing the speculative, nonbinding projected disbursement schedule with a practical, real-time assessment of actual financial need at the time each loan draw is requested. This updated process prevents local governments from incurring unnecessary interest expenses by ensuring funds are borrowed only when current revenues cannot meet operating obligations. Additionally, this change strengthens the stewardship of Federal funds and improves administrative utility without impacting required credit-subsidy cash-flow forecasting or changing the information collection burden. The purpose of this notice is to notify the public that FEMA will submit the information collection abstracted below to the Office of Management and Budget for review and clearance. This 30-day notice updates the type of information collection that was previously published in the 60-day notice as Extension, with a minor change to Revision of a currently approved information collection.

Collection of Information

Title: Application for Community Disaster Loan (CDL) Program.

Type of Information Collection: Revision of a currently approved information collection.

OMB Number: 1660-0083.

FEMA Forms: FEMA Form-104-FY-22-223 (formerly 090-0-1), Certification of Eligibility for Community Disaster Loans; FEMA Form-104-FY-22-224 (formerly 116-0-1), Promissory Note; FEMA Form-104-FY-22-225 (formerly 085-0-1), Local Government Resolution-Collateral Security; FEMA Form-104-FY-22-226 (formerly 112-0-3C), Certifications Regarding Lobbying, Debarment, Suspension and Other Responsibility Matters, and Drug-Free Workplace Requirements; FEMA Form-104-FY-22-227 (formerly 009-0-15), Application for Loan Cancellation.

Abstract: The loan package for the CDL Program provides local governments that have suffered substantial loss of tax or other revenues as a result of a major disaster, the opportunity to obtain financial assistance in order to perform their governmental functions. The loan must be justified on the basis of need and disaster-related expenses.

Affected Public: Local, U.S. Territory, or Tribal Government.

Estimated Number of Respondents: 260.

Estimated Number of Responses: 260.

Estimated Total Annual Burden Hours: 552.

Estimated Total Annual Respondent Cost: $29,990.

Estimated Respondents' Operation and Maintenance Costs: 0.

Estimated Respondents' Capital and Start-Up Costs: 0.

Estimated Total Annual Cost to the Federal Government: $80,961.

Comments

Comments may be submitted as indicated in the ADDRESSES caption above. Comments are solicited to (a) evaluate whether the proposed data collection is necessary for the proper performance of the Agency, including whether the information shall have practical utility; (b) evaluate the accuracy of the Agency's estimate of the burden of the proposed collection of information, including the validity of the methodology and assumptions used; (c) enhance the quality, utility, and clarity of the information to be collected; and (d) minimize the burden of the collection of information on those who are to respond, including through the use of appropriate automated, electronic, mechanical, or other technological collection techniques or other forms of information technology, e.g. , permitting electronic submission of responses.