10/28/2026 | Press release | Distributed by Public on 10/28/2026 15:10
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2023-4 Owner Trust |
||||||||
|
Collection Period: September 1, 2026 through September 30, 2026 |
||||||||
|
Deal Age |
35 |
Determination Date: 10/16/2026 |
|
|
Actual/360 Days |
30 |
Record Date: 10/20/2026 |
|
|
30/360 Days |
30 |
Payment Date: 10/21/2026 |
ORIGINAL DEAL PARAMETERS
|
Dollar Amount |
Number of Receivables |
|||||||||||||
|
Total Portfolio Balance |
$ |
1,889,339,371.17 |
84,999 |
|||||||||||
|
Accrual Basis |
Dollar Amount |
% of Pool |
Interest Rate |
Final Scheduled |
||||||||||||
|
Class A-1 Notes |
Actual/360 |
$ |
464,700,000.00 |
24.60 |
% |
5.68000 |
% |
November 21, 2024 |
||||||||
|
Class A-2 Notes |
30/360 |
$ |
651,800,000.00 |
34.50 |
% |
5.87000 |
% |
June 22, 2026 |
||||||||
|
Class A-3 Notes |
30/360 |
$ |
651,800,000.00 |
34.50 |
% |
5.67000 |
% |
June 21, 2028 |
||||||||
|
Class A-4 Notes |
30/360 |
$ |
73,806,000.00 |
3.91 |
% |
5.66000 |
% |
February 21, 2030 |
||||||||
|
Certificates |
30/360 |
$ |
47,233,371.17 |
2.50 |
% |
0.00000 |
% |
|||||||||
|
Total Securities Balance |
$ |
1,889,339,371.17 |
||||||||||||||
|
Total Note Balance |
$ |
1,842,106,000.00 |
||||||||||||||
|
Reserve Account Initial Deposit |
$ |
4,723,348.43 |
||||||||||||||
|
Yield Supplement Account Deposit |
$ |
192,733,355.73 |
||||||||||||||
COLLECTIONS
|
Interest Collections |
||||||||||||
|
Simple Interest Collections |
$ |
1,302,861.47 |
||||||||||
|
Interest Related to Repurchased Receivables |
$ |
0.00 |
||||||||||
|
Interest Advance for simple Interest - Net * |
$ |
0.00 |
||||||||||
|
Total Interest Collections |
$ |
1,302,861.47 |
||||||||||
|
* Advances are reimbursed (including outstanding advances of $0.00): |
||||
|
(i) from subsequent payments, liquidation proceeds and servicer repurchase payments in respect of the related obligor, and |
||||
|
(ii) to the extent amounts in clause (i) are insufficient, generally from interest (with respect to interest advances). |
||||
|
Principal Collections |
||||||||||||
|
Principal Collections |
$ |
17,471,589.93 |
||||||||||
|
Prepayments in Full |
$ |
5,494,917.92 |
||||||||||
|
Liquidation Proceeds |
$ |
111,011.12 |
||||||||||
|
Principal Related to Repurchased Receivables |
$ |
0.00 |
||||||||||
|
Recoveries from Prior Month Charge Offs |
$ |
22,734.89 |
||||||||||
|
Total Principal Collections |
$ |
23,100,253.86 |
||||||||||
|
Total Interest and Principal Collections |
$ |
24,403,115.33 |
||||||||||
|
Yield Supplement Deposit |
$ |
1,364,165.19 |
||||||||||
|
Collection Account Investment Earnings |
$ |
0.00 |
||||||||||
|
Total Available Amount |
$ |
25,767,280.52 |
||||||||||
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2023-4 Owner Trust |
||||||||
|
Collection Period: September 1, 2026 through September 30, 2026 |
||||||||
|
Deal Age |
35 |
Determination Date: 10/16/2026 |
|
|
Actual/360 Days |
30 |
Record Date: 10/20/2026 |
|
|
30/360 Days |
30 |
Payment Date: 10/21/2026 |
DISTRIBUTIONS
|
Note Percentage |
100.00 |
% |
||||||||||||||||
|
Certificate Percentage |
0.00 |
% |
Amount Due |
Amount Paid |
Shortfall |
|||||||||||||
|
Total Servicing Fee |
1.00 |
% |
$ |
260,471.57 |
$ |
260,471.57 |
$ |
0.00 |
||||||||||
|
Trustee Fees |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Asset Representations Reviewer Fees (Accrued & Unpaid) |
$ |
0.00 |
||||||||||||||||
|
Interest - Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-3 Notes |
$ |
904,962.77 |
$ |
904,962.77 |
$ |
0.00 |
||||||||||||
|
Interest - Class A-4 Notes |
$ |
348,118.30 |
$ |
348,118.30 |
$ |
0.00 |
||||||||||||
|
Total Monthly Interest |
$ |
1,253,081.07 |
$ |
1,253,081.07 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-3 Notes |
$ |
23,164,156.22 |
$ |
23,164,156.22 |
$ |
0.00 |
||||||||||||
|
Principal - Class A-4 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Total Monthly Principal |
$ |
23,164,156.22 |
$ |
23,164,156.22 |
$ |
0.00 |
||||||||||||
|
Interest - Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Principal - Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||
|
Available to Deposit |
Reserve Deposit |
Reserve Draw |
Excess Released |
Released to Seller |
||||||||||||||||
|
Reserve Account Deposit |
$ |
1,089,571.66 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
1,089,571.66 |
||||||||||
|
Noteholder/Certificateholder Distributions |
Fee |
Interest |
Interest |
Principal |
Principal |
Amount |
||||||||||||||||||
|
Servicing Fee |
$ |
0.14 |
$ |
260,471.57 |
||||||||||||||||||||
|
Trustee Fees |
$ |
0.00 |
||||||||||||||||||||||
|
Asset Representation Reviewer Fees |
$ |
0.00 |
||||||||||||||||||||||
|
Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
|
Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
|
Class A-3 Notes |
$ |
1.39 |
$ |
0.00 |
$ |
35.54 |
$ |
0.00 |
$ |
24,069,118.99 |
||||||||||||||
|
Class A-4 Notes |
$ |
4.72 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
348,118.30 |
||||||||||||||
|
Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
||||||||||||||
Page 2
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2023-4 Owner Trust |
||||||||
|
Collection Period: September 1, 2026 through September 30, 2026 |
||||||||
|
Deal Age |
35 |
Determination Date: 10/16/2026 |
|
|
Actual/360 Days |
30 |
Record Date: 10/20/2026 |
|
|
30/360 Days |
30 |
Payment Date: 10/21/2026 |
POOL DATA
|
Proceeding Month |
||||||||||||||||||||||||
|
Carryover Shortfall |
Beginning of Period |
End of Period |
||||||||||||||||||||||
|
Interest |
Principal |
Balance |
Note Factor |
Balance |
Note Factor |
|||||||||||||||||||
|
Class A-1 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
0.0000000 |
$ |
0.00 |
0.0000000 |
||||||||||||||
|
Class A-2 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
0.00 |
0.0000000 |
$ |
0.00 |
0.0000000 |
||||||||||||||
|
Class A-3 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
191,526,511.24 |
0.2938425 |
$ |
168,362,355.02 |
0.2583037 |
||||||||||||||
|
Class A-4 Notes |
$ |
0.00 |
$ |
0.00 |
$ |
73,806,000.00 |
1.0000000 |
$ |
73,806,000.00 |
1.0000000 |
||||||||||||||
|
Certificates |
$ |
0.00 |
$ |
0.00 |
$ |
47,233,371.17 |
1.0000000 |
$ |
47,233,371.17 |
1.0000000 |
||||||||||||||
|
Total Securities |
$ |
312,565,882.41 |
0.1654366 |
$ |
289,401,726.19 |
0.1531761 |
||||||||||||||||||
|
Total Notes |
$ |
265,332,511.24 |
0.1440376 |
$ |
242,168,355.02 |
0.1314628 |
||||||||||||||||||
|
Portfolio Information |
Original |
Prior Month |
Current Month |
|||||||||
|
Weighted Average Coupon (WAC) |
4.36 |
% |
4.97 |
% |
4.99 |
% |
||||||
|
Weighted Average Remaining Maturity (WAM) |
50.09 |
22.22 |
21.48 |
|||||||||
|
Weighted Average Original Maturity (WAOM) |
62.34 |
|||||||||||
|
Remaining Number of Receivables |
84,999 |
32,677 |
31,258 |
|||||||||
|
Portfolio Receivable Balance |
$ |
1,889,339,371.17 |
$ |
312,565,882.41 |
$ |
289,401,726.19 |
||||||
DELINQUENCY AND NET LOSS ACTIVITY
|
Net Loss and Delinquency Account Activity |
Amount |
|||||||
|
Gross Principal Balance on Defaulted Receivables |
$ |
197,648.37 |
||||||
|
Liquidation Proceeds |
$ |
111,011.12 |
||||||
|
Recoveries on Previously Defaulted Contracts |
$ |
22,734.89 |
||||||
|
Aggregate Net Losses for Collection Period |
$ |
63,902.36 |
||||||
|
Net Loss Rate for Collection Period's Average Balance (annualized) |
0.25 |
% |
||||||
|
Cumulative Net Losses for all Periods |
$ |
4,667,563.26 |
||||||
|
Delinquent Receivables |
# Units |
% Unit |
Dollar Amount |
% Dollar |
||||||||||||
|
31-60 Days Delinquent |
307 |
0.98 |
% |
$ |
3,575,860.80 |
1.24 |
% |
|||||||||
|
61-90 Days Delinquent |
64 |
0.20 |
% |
$ |
715,400.71 |
0.25 |
% |
|||||||||
|
91-120 Days Delinquent |
21 |
0.07 |
% |
$ |
228,180.14 |
0.08 |
% |
|||||||||
|
121 Days or More Delinquent |
0 |
0.00 |
% |
$ |
0.00 |
0.00 |
% |
|||||||||
|
Repossession Activity |
# Units |
% Unit |
Dollar Amount |
% Dollar |
||||||||||||
|
Vehicles Repossessed During Collection Period |
13 |
0.04 |
% |
$ |
237,684.67 |
0.08 |
% |
|||||||||
|
Total Accumulated Repossessed Vehicles in Inventory |
20 |
0.06 |
% |
$ |
341,004.96 |
0.12 |
% |
|||||||||
Page 3
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2023-4 Owner Trust |
||||||||
|
Collection Period: September 1, 2026 through September 30, 2026 |
||||||||
|
Deal Age |
35 |
Determination Date: 10/16/2026 |
|
|
Actual/360 Days |
30 |
Record Date: 10/20/2026 |
|
|
30/360 Days |
30 |
Payment Date: 10/21/2026 |
DELINQUENCY AND NET LOSS ACTIVITY
|
Net Loss and Delinquency Ratios |
||||||||
|
Ratio of Net Losses to the Pool Balance as of Each Collection Period |
||||||||
|
Third Preceding Collection Period |
-0.29 |
% |
||||||
|
Second Preceding Collection Period |
0.11 |
% |
||||||
|
Preceding Collection Period |
0.47 |
% |
||||||
|
Current Collection Period |
0.25 |
% |
||||||
|
Four Month Average |
0.13 |
% |
||||||
|
Ratio of Number of Contracts Delinquent 61 Days or More to the Outstanding Number of Receivables (includes repossessions in inventory) |
||||||||
|
Second Preceding Collection Period |
0.28 |
% |
||||||
|
Preceding Collection Period |
0.36 |
% |
||||||
|
Current Collection Period |
0.34 |
% |
||||||
|
Three Month Average |
0.33 |
% |
||||||
|
Delinquency Trigger |
4.80% |
Delinquency Percentage exceeds Delinquency Trigger: |
No |
|||||
|
Delinquency Percentage - |
0.33% |
|||||||
|
Receivables that are 61 days or more delinquent as a percentage of Current Outstanding Balance of Receivables |
||||||||
LOSS AND CUMULATIVE LOSS INFORMATION
|
Current Month |
Cumulative |
|||||||||||||||
|
For Assets Experiencing a Loss: |
Units |
Amount |
Units |
Amount |
||||||||||||
|
Gross Principal |
14 |
$ |
152,917.71 |
584 |
$ |
13,095,854.15 |
||||||||||
|
Liquidation Proceeds and Recoveries |
37 |
$ |
83,832.15 |
507 |
$ |
8,374,193.14 |
||||||||||
|
Net Loss Amount |
14 |
$ |
69,085.56 |
584 |
$ |
4,721,661.01 |
||||||||||
|
Net Loss % of Average |
0.28 |
% |
||||||||||||||
|
Cumulative Net Loss % |
0.25 |
% |
||||||||||||||
|
Average Net Loss of |
$ |
8,085.04 |
||||||||||||||
CREDIT ENHANCEMENT
|
Reconciliation of Reserve Account |
Reconciliation of Yield Supplement Account |
|||||||||
|
Beginning Reserve Account Balance |
$ |
4,723,348.43 |
Beginning Yield Supplement |
$ |
12,174,543.60 |
|||||
|
Investment Earnings |
$ |
13,595.07 |
Investment Earnings |
$ |
37,363.19 |
|||||
|
Excess Interest Deposited into the Reserve Account |
$ |
0.00 |
Additional Yield Supplement Amounts |
$ |
0.00 |
|||||
|
Investment Withdrawal to Seller |
$ |
(13,595.07 |
) |
Yield Supplement Withdrawal Amount |
$ |
(1,364,165.19 |
) |
|||
|
Release of Reserve to Collection Account |
$ |
0.00 |
Investment Earnings Withdraw |
$ |
0.00 |
|||||
|
Release of Reserve to Seller |
$ |
0.00 |
Release of Yield Supplement Account Balance to Seller |
$ |
0.00 |
|||||
|
Ending Reserve Account Balance |
$ |
4,723,348.43 |
Ending Yield Supplement Account Balance |
$ |
10,847,741.60 |
|||||
|
Reserve Account Required Amount |
$ |
4,723,348.43 |
||||||||
Page 4
SERVICER'S CERTIFICATE
AMERICAN HONDA FINANCE CORPORATION
|
MONTHLY SERVICER REPORT -- Honda Auto Receivables 2023-4 Owner Trust |
||||||||
|
Collection Period: September 1, 2026 through September 30, 2026 |
||||||||
|
Deal Age |
35 |
Determination Date: 10/16/2026 |
|
|
Actual/360 Days |
30 |
Record Date: 10/20/2026 |
|
|
30/360 Days |
30 |
Payment Date: 10/21/2026 |
REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
|
Is there any activity to report? |
No |
|||||||
STATEMENT TO NOTEHOLDERS
|
Has there been a material change in practices with respect to charge-offs, collection and management of delinquent receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
No |
|||||||
|
Have there been any material modifications, extensions or waivers to receivables terms, fees, penalties or payments during the collection period? |
No |
|||||||
|
Have there been any material breaches of representations, warranties or covenants contained in the receivables? |
No |
|||||||
|
Has there been an issuance of notes or other securities backed by the receivables? |
No |
|||||||
|
Has there been a material change in the underwriting, origination or acquisition of receivables? |
No |
|||||||
SERVICER CERTIFICATION
|
I hereby certify that the servicing report provided is true and accurate to the best of my knowledge. |
||
|
/s/ Michi Rey |
||
|
Ms. Michiko Yamasaki Rey |
||
|
Secretary, American Honda Receivables |
||
Page 5