Insurance advice as red weather warning issued for South‑West England

With a red weather warning currently in effect across parts of South-West England, the ABI is sharing important safety advice to help people stay protected during severe conditions.

If your property has suffered damage as a result of storm force winds:

• Contact your insurer as soon as possible. Most will have 24-hour emergency helplines to ensure you get advice on what to do and arrange repairs as quickly as is possible, and you can also start your claim online.
• If necessary, arrange temporary emergency repairs to stop any damage getting worse, but speak to your insurer first.
• If you have to arrange emergency repairs yourself, tell your insurer and keep any receipts, as this will form part of your claim.
• Do not be in a rush to throw away damaged items, unless they are a danger to health, as these may be able to be repaired or restored. Your insurer will advise.
  
• Damage caused by storms and flooding is covered by most standard home insurance and commercial business policies, and comprehensive motor insurance.

• You can read our FAQs on storm damage here.

• Our full guidance on coping with storm damage.

• Advice on recovering from a flood and what to expect from your insurer can be found in our guide

• To keep up to date on whether or not it is safe to drive, you can follow weather reports and follow police advice.

About us

The ABI is the definitive voice of the UK's world-leading insurance and long-term savings industry, which is the largest sector in Europe and the third largest in the world.

We represent more than 300 firms within our membership including most household names and specialist providers, providing peace of mind to customers across the UK.

Our sector is productive, inclusive and essential to the UK economy and together, we are driving change to protect and build a thriving society.

Find out more at abi.org.uk