Initial Registration Statement for Employee Benefit Plan (Form S-8)

As filed with the Securities and Exchange Commission on October 29, 2025

Registration No. 333-

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM S-8

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

EZCORP, INC.

(Exact name of registrant as specified in its charter)

Delaware 74-2540145

(State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.)

2500 Bee Cave Road, Building One, Suite 200, Rollingwood, Texas 78746

(Address of Principal Executive Offices) (Zip Code)

EZCORP, INC. 2022 LONG-TERM INCENTIVE PLAN

(Full title of the plan)

Ellen Bryant

Chief Legal Officer and Secretary

EZCORP, Inc.

2500 Bee Cave Road, Building One, Suite 200, Rollingwood, Texas 78746

(Name and address of agent for service)

(512) 314-3400

(Telephone number, including area code, of agent for service)

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See definitions of "large accelerated filer," "accelerated filer," "smaller reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐ Accelerated filer ☒

Non-Accelerated filer ☐ Smaller reporting company ☐

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. ☐

Pursuant to General Instruction E of Form S-8 ("Registration of Additional Securities"), the Registrant hereby makes the following statement:

On March 4, 2022, the Registrant filed with the Securities and Exchange Commission a Registration Statement on Form S-8 (Registration No. 333-263308) (the "Prior Registration Statement") relating to shares of the Registrant's common stock to be issued pursuant to the EZCORP, Inc. 2022 Long-Term Incentive Plan (the "Incentive Plan"), and the Prior Registration Statement is currently effective. This Registration Statement relates to securities (a) of the same class as those to which the Prior Registration Statement relates and (b) to be issued pursuant to the Incentive Plan. The contents of the Prior Registration Statement are incorporated hereby by reference.

Item 8 - Exhibits.

The following exhibits are filed as a part of this Registration Statement:

Exhibit Number						Description
5.1*						Opinion of legal counsel
23.1*						Consent of BDO USA, P.C., independent registered public accounting firm
23.2*						Consent of legal counsel (included in Exhibit 5.1)
24.1*						Power of attorney (set forth on signature page)
107*						Filing Fee Table

* Filed herewith

SIGNATURES

The Registrant. Pursuant to the requirements of the Securities Act of 1933, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Rollingwood, State of Texas, on October 29, 2025.

EZCORP, INC.

By: /s/ Lachlan P. Given

Lachlan P. Given,

Chief Executive Officer

Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities and on the dates indicated. Each person whose signature appears below hereby authorizes and appoints Ellen Bryant his or her attorney-in-fact to sign on his or her behalf individually and in the capacity stated below all amendments and post-effective amendments to this registration statement as that attorney-in-fact may deem necessary or appropriate.

Signature

Title

Date

/s/ Lachlan P. Given

Chief Executive Officer and Director

October 29, 2025

Lachlan P. Given

(principal executive officer)

/s/ Timothy K. Jugmans

Chief Financial Officer

October 29, 2025

Timothy K. Jugmans

(principal financial officer)

/s/ Michael Croney

Chief Accounting Officer

October 29, 2025

Michael Croney

(principal accounting officer)

/s/ Matthew W. Appel

Director

October 29, 2025

Matthew W. Appel

/s/ Zena Srivatsa Arnold

Director

October 29, 2025

Zena Srivatsa Arnold

/s/ Phillip E. Cohen

Executive Chairman and Director

October 29, 2025

Phillip E. Cohen

/s/ Jason A. Kulas

Director

October 29, 2025

Jason A. Kulas

/s/ Pablo Lagos Espinosa

Director

October 29, 2025

Pablo Lagos Espinosa

/s/ Gary L. Tillett

Director

October 29, 2025

Gary L. Tillett