Ford Credit Auto Owner Trust 2022-D
06/22/2026 | Press release | Distributed by Public on 06/22/2026 07:24
Asset-Backed Issuer Distribution Report (Form 10-D)
Ford Credit Auto Owner Trust 2022-D
Monthly Investor Report
| Collection Period | May 2026 | ||||
| Payment Date | 6/15/2026 | ||||
| Transaction Month | 43 | ||||
Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.
I. ORIGINAL DEAL PARAMETERS
| Dollar Amount | # of Receivables | Weighted Avg Remaining Term at Cutoff | |||||||||||||||
| Initial Pool Balance | $ | 1,471,280,949.11 | 45,366 | 54.6 months | |||||||||||||
| Dollar Amount | Note Interest Rate | Final Scheduled Payment Date | |||||||||||||||
| Original Securities | |||||||||||||||||
| Class A-1 Notes | $ | 254,320,000.00 | 4.594 | % | December 15, 2023 | ||||||||||||
| Class A-2a Notes | $ | 300,340,000.00 | 5.37 | % | August 15, 2025 | ||||||||||||
| Class A-2b Notes | $ | 160,000,000.00 | 4.40285 | % | * | August 15, 2025 | |||||||||||
| Class A-3 Notes | $ | 460,340,000.00 | 5.27 | % | May 15, 2027 | ||||||||||||
| Class A-4 Notes | $ | 75,000,000.00 | 5.30 | % | March 15, 2028 | ||||||||||||
| Class B Notes | $ | 39,480,000.00 | 5.98 | % | June 15, 2028 | ||||||||||||
| Class C Notes | $ | 26,300,000.00 | 6.46 | % | May 15, 2030 | ||||||||||||
| Total | $ | 1,315,780,000.00 | |||||||||||||||
| * 30-day average SOFR + 0.76% | |||||||||||||||||
II. AVAILABLE FUNDS
| Interest: | |||||
| Interest Collections | $ | 688,930.46 | |||
| Principal: | |||||
| Principal Collections | $ | 9,419,092.10 | |||
| Prepayments in Full | $ | 2,943,703.30 | |||
| Liquidation Proceeds | $ | 279,152.38 | |||
| Recoveries | $ | 27,636.58 | |||
| Sub Total | $ | 12,669,584.36 | |||
| Collections | $ | 13,358,514.82 | |||
| Purchase Amounts: | |||||
| Purchase Amounts Related to Principal | $ | 47,759.69 | |||
| Purchase Amounts Related to Interest | $ | 271.67 | |||
| Sub Total | $ | 48,031.36 | |||
| Clean-up Call | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Available Funds - Total | $ | 13,406,546.18 | |||
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Ford Credit Auto Owner Trust 2022-D
Monthly Investor Report
| Collection Period | May 2026 | ||||
| Payment Date | 6/15/2026 | ||||
| Transaction Month | 43 | ||||
III. DISTRIBUTIONS
| Calculated Amount | Amount Paid | Shortfall | Carryover Shortfall | Remaining Available Funds | |||||||||||||||||||||||||
| Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 13,406,546.18 | |||||||||||||||||||
| Servicing Fee | $ | 155,974.55 | $ | 155,974.55 | $ | 0.00 | $ | 0.00 | $ | 13,250,571.63 | |||||||||||||||||||
| Interest - Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 13,250,571.63 | |||||||||||||||||||
| Interest - Class A-2a Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 13,250,571.63 | |||||||||||||||||||
| Interest - Class A-2b Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 13,250,571.63 | |||||||||||||||||||
| Interest - Class A-3 Notes | $ | 26,609.88 | $ | 26,609.88 | $ | 0.00 | $ | 0.00 | $ | 13,223,961.75 | |||||||||||||||||||
| Interest - Class A-4 Notes | $ | 331,250.00 | $ | 331,250.00 | $ | 0.00 | $ | 0.00 | $ | 12,892,711.75 | |||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 12,892,711.75 | |||||||||||||||||||
| Interest - Class B Notes | $ | 196,742.00 | $ | 196,742.00 | $ | 0.00 | $ | 0.00 | $ | 12,695,969.75 | |||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 12,695,969.75 | |||||||||||||||||||
| Interest - Class C Notes | $ | 141,581.67 | $ | 141,581.67 | $ | 0.00 | $ | 0.00 | $ | 12,554,388.08 | |||||||||||||||||||
| Reserve Account Deposit | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 12,554,388.08 | |||||||||||||||||||
| Regular Principal Payment | $ | 11,604,129.07 | $ | 11,604,129.07 | $ | 0.00 | $ | 0.00 | $ | 950,259.01 | |||||||||||||||||||
| Additional Trustee and Other Fees/Expenses | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 950,259.01 | |||||||||||||||||||
| Residual Released to Depositor | $ | 0.00 | $ | 950,259.01 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||
| Total | $ | 13,406,546.18 | |||||||||||||||||||||||||||
| Principal Payment: | |||||||||||||||||||||||||||||
| First Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Second Priority Principal Payment | $ | 0.00 | |||||||||||||||||||||||||||
| Regular Principal Payment | $ | 11,604,129.07 | |||||||||||||||||||||||||||
| Total | $ | 11,604,129.07 | |||||||||||||||||||||||||||
IV. NOTEHOLDER PAYMENTS
| Noteholder Principal Payments | Noteholder Interest Payments | Total Payment | |||||||||||||||||||||||||||||||||
| Per $1,000 of | Per $1,000 of | Per $1,000 of | |||||||||||||||||||||||||||||||||
| Actual | Original Balance | Actual | Original Balance | Actual | Original Balance | ||||||||||||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-2a Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-2b Notes | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | $ | 0.00 | |||||||||||||||||||||||
| Class A-3 Notes | $ | 6,059,174.77 | $ | 13.16 | $ | 26,609.88 | $ | 0.06 | $ | 6,085,784.65 | $ | 13.22 | |||||||||||||||||||||||
| Class A-4 Notes | $ | 5,544,954.30 | $ | 73.93 | $ | 331,250.00 | $ | 4.42 | $ | 5,876,204.30 | $ | 78.35 | |||||||||||||||||||||||
| Class B Notes | $ | 0.00 | $ | 0.00 | $ | 196,742.00 | $ | 4.98 | $ | 196,742.00 | $ | 4.98 | |||||||||||||||||||||||
| Class C Notes | $ | 0.00 | $ | 0.00 | $ | 141,581.67 | $ | 5.38 | $ | 141,581.67 | $ | 5.38 | |||||||||||||||||||||||
| Total | $ | 11,604,129.07 | $ | 8.82 | $ | 696,183.55 | $ | 0.53 | $ | 12,300,312.62 | $ | 9.35 | |||||||||||||||||||||||
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Ford Credit Auto Owner Trust 2022-D
Monthly Investor Report
| Collection Period | May 2026 | ||||
| Payment Date | 6/15/2026 | ||||
| Transaction Month | 43 | ||||
V. NOTE BALANCE AND POOL INFORMATION
| Beginning of Period | End of Period | ||||||||||||||||||||||
| Balance | Note Factor | Balance | Note Factor | ||||||||||||||||||||
| Class A-1 Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-2a Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-2b Notes | $ | 0.00 | 0.0000000 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-3 Notes | $ | 6,059,174.77 | 0.0131624 | $ | 0.00 | 0.0000000 | |||||||||||||||||
| Class A-4 Notes | $ | 75,000,000.00 | 1.0000000 | $ | 69,455,045.70 | 0.9260673 | |||||||||||||||||
| Class B Notes | $ | 39,480,000.00 | 1.0000000 | $ | 39,480,000.00 | 1.0000000 | |||||||||||||||||
| Class C Notes | $ | 26,300,000.00 | 1.0000000 | $ | 26,300,000.00 | 1.0000000 | |||||||||||||||||
| Total | $ | 146,839,174.77 | 0.1115986 | $ | 135,235,045.70 | 0.1027794 | |||||||||||||||||
| Pool Information | |||||||||||
| Weighted Average APR | 4.712 | % | 4.754 | % | |||||||
| Weighted Average Remaining Term | 23.93 | 23.26 | |||||||||
| Number of Receivables Outstanding | 13,964 | 13,404 | |||||||||
| Pool Balance | $ | 187,169,465.54 | $ | 174,302,633.42 | |||||||
| Adjusted Pool Balance (Pool Balance - YSOC Amount) | $ | 173,154,959.32 | $ | 161,550,830.25 | |||||||
| Pool Factor | 0.1272153 | 0.1184700 | |||||||||
VI. OVERCOLLATERALIZATION INFORMATION
| Specified Reserve Balance | $ | 3,947,367.68 | |||
| Yield Supplement Overcollateralization Amount | $ | 12,751,803.17 | |||
| Targeted Overcollateralization Amount | $ | 39,067,587.72 | |||
| Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance) | $ | 39,067,587.72 | |||
VII. RECONCILIATION OF RESERVE ACCOUNT
| Beginning Reserve Account Balance | $ | 3,947,367.68 | |||
| Reserve Account Deposits Made | $ | 0.00 | |||
| Reserve Account Draw Amount | $ | 0.00 | |||
| Ending Reserve Account Balance | $ | 3,947,367.68 | |||
| Change in Reserve Account Balance | $ | 0.00 | |||
| Specified Reserve Balance | $ | 3,947,367.68 | |||
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Ford Credit Auto Owner Trust 2022-D
Monthly Investor Report
| Collection Period | May 2026 | ||||
| Payment Date | 6/15/2026 | ||||
| Transaction Month | 43 | ||||
VIII. NET LOSS AND DELINQUENT RECEIVABLES
| # of Receivables | Amount | ||||||||||||||||
| Current Collection Period Loss: | |||||||||||||||||
| Realized Loss (Charge-Offs) | 45 | $ | 177,124.65 | ||||||||||||||
| (Recoveries) | 87 | $ | 27,636.58 | ||||||||||||||
| Net Loss for Current Collection Period | $ | 149,488.07 | |||||||||||||||
| Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized) | 0.9584 | % | |||||||||||||||
| Prior and Current Collection Periods Average Loss: | |||||||||||||||||
| Ratio of Net Loss to the Average Pool Balance (annualized) | |||||||||||||||||
| Third Prior Collection Period | 0.5558 | % | |||||||||||||||
| Second Prior Collection Period | 0.6724 | % | |||||||||||||||
| Prior Collection Period | 0.9607 | % | |||||||||||||||
| Current Collection Period | 0.9925 | % | |||||||||||||||
| Four Month Average (Current and Prior Three Collection Periods) | 0.7953 | % | |||||||||||||||
| Cumulative Loss: | |||||||||||||||||
| Cumulative Realized Loss (Charge-Offs) | 2,769 | $ | 14,107,749.88 | ||||||||||||||
| (Cumulative Recoveries) | $ | 2,987,775.03 | |||||||||||||||
| Cumulative Net Loss for All Collection Periods | $ | 11,119,974.85 | |||||||||||||||
| Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance | 0.7558 | % | |||||||||||||||
| Average Realized Loss for Receivables that have experienced a Realized Loss | $ | 5,094.89 | |||||||||||||||
| Average Net Loss for Receivables that have experienced a Realized Loss | $ | 4,015.88 | |||||||||||||||
| % of EOP Pool Balance | # of Receivables | Amount | |||||||||||||||
| Delinquent Receivables: | |||||||||||||||||
| 31-60 Days Delinquent | 2.21 | % | 173 | $ | 3,849,985.04 | ||||||||||||
| 61-90 Days Delinquent | 0.39 | % | 29 | $ | 688,093.83 | ||||||||||||
| 91-120 Days Delinquent | 0.15 | % | 9 | $ | 254,535.72 | ||||||||||||
| Over 120 Days Delinquent | 0.48 | % | 33 | $ | 832,663.79 | ||||||||||||
| Total Delinquent Receivables | 3.23 | % | 244 | $ | 5,625,278.38 | ||||||||||||
| Repossession Inventory: | |||||||||||||||||
| Repossessed in the Current Collection Period | 12 | $ | 366,584.90 | ||||||||||||||
| Total Repossessed Inventory | 23 | $ | 577,863.04 | ||||||||||||||
| Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables: | |||||||||||||||||
| Second Prior Collection Period | 0.5409 | % | |||||||||||||||
| Prior Collection Period | 0.4583 | % | |||||||||||||||
| Current Collection Period | 0.5297 | % | |||||||||||||||
| Three Month Average | 0.5096 | % | |||||||||||||||
| Delinquency Trigger (61+ Delinquent Receivables) | |||||||||||||||||
| Transaction Month | Trigger | ||||||||||||||||
| 1-12 | 0.80% | ||||||||||||||||
| 13-24 | 1.50% | ||||||||||||||||
| 25-36 | 2.70% | ||||||||||||||||
| 37+ | 4.40% | ||||||||||||||||
| 61+ Delinquent Receivables Balance to EOP Pool Balance | 1.0185 | % | |||||||||||||||
| Delinquency Trigger Occurred | No | ||||||||||||||||
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Ford Credit Auto Owner Trust 2022-D
Monthly Investor Report
| Collection Period | May 2026 | ||||
| Payment Date | 6/15/2026 | ||||
| Transaction Month | 43 | ||||
| Receivables Granted Extensions in the Current Collection Period: | # of Receivables | Amount | ||||||||||||
| 1 Month Extended | 36 | $925,610.30 | ||||||||||||
| 2 Months Extended | 57 | $1,235,220.20 | ||||||||||||
| 3+ Months Extended | 13 | $259,170.08 | ||||||||||||
| Total Receivables Extended | 106 | $2,420,000.58 | ||||||||||||
IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)
| No Activity to report | ||
| Most Recent Form ABS-15G for repurchase demand activity | ||
| Filed by: Ford Motor Credit Company LLC | ||
| CIK#: 0000038009 | ||
| Date: February 6, 2026 | ||
X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION
| Benchmark Transition Event: | N/A | ||||
| Benchmark Replacement Date: | N/A | ||||
| Unadjusted Benchmark Replacement: | N/A | ||||
| Benchmark Replacement Adjustment: | N/A | ||||
| Benchmark Replacement Conforming Changes: | N/A | ||||
SERVICER CERTIFICATION
THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.
Ford Motor Credit Company LLC
/s/ Ryan M. Hershberger
Assistant Treasurer
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Ford Credit Auto Owner Trust 2022-D published this content on June 22, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on June 22, 2026 at 13:24 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]