Artificial Intelligence in Central Asian Financial Markets 2025

Artificial Intelligence in Central Asian Financial Markets 2025

The National Bank of Tajikistan announces the publication of the analytical report "Artificial Intelligence in Central Asian Financial Markets 2025." The report is the largest comprehensive study in the region and it is based on a survey of 232 financial sector institutions in Kazakhstan, Kyrgyzstan and Tajikistan.

It is provided a systemic analysis of the transformation of the global artificial intelligence industry in 2024-2025 in the report. The financial sector is viewed as a key driver of AI application, shifting focus from the automation of routine operations to predictive analytics, risk management, fraud prevention, and internal process optimization.

According to the study, 36% of institutions are already using artificial intelligence technologies, and 56% are considering implementation within the next year. Most participants are in the early stages of maturity: 38% are conducting research, 28% are implementing partial implementation and pilot projects, and only 2% of them have achieved full-scale implementation.

The comparative analysis of international AI readiness indices shows that technological maturity and human capital remain key long-term challenges for Central Asian countries.

This publication aims to create a unified regional analytical framework and facilitate the development of coordinated approaches to the development and regulation of artificial intelligence in Central Asian financial markets. The full text of the report is available in the "Research" section of the official website.

Press Division

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09.02.2026