John Hancock Life Insurance Usa Separate Account A Co

08/24/2026 | Press release | Distributed by Public on 08/24/2026 10:11

Summary Prospectus for New Investors by Investment Company (Form 497VPI)

JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)

SEPARATE ACCOUNTS A, N, S, U, AND UV

JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

SEPARATE ACCOUNT B

Supplement dated August 24, 2026 to the Statutory Prospectuses, Updating

Summary Prospectuses, and Initial Summary Prospectuses,

dated April 27, 2026

This Supplement is intended for distribution with the Statutory Prospectuses, Updating Summary Prospectuses, and Initial Summary Prospectuses, as applicable, (each a "Prospectus") dated April 27, 2026 for variable life insurance contracts issued by John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York, as applicable. This Supplement must be preceded or accompanied by the Prospectus for your policy. Please retain it for future reference. This Supplement applies to the following policies:

Accumulation Survivorship Variable Universal Life 2020

Majestic Variable Universal Life 2025

Accumulation SVUL

Majestic Variable Universal Life 2025 Employer Market

Accumulation Variable Universal Life

Majestic VCOLIX

Accumulation Variable Universal Life 08

Majestic VULX

Accumulation Variable Universal Life 2014

Medallion Executive Variable Life

Accumulation Variable Universal Life 2019

Medallion Executive Variable Life II

Accumulation Variable Universal Life 2021

Medallion Executive Variable Life III

Accumulation Variable Universal Life 2021 Core

Medallion Variable Universal Life Edge

Accumulation Variable Universal Life 2025

Medallion Variable Universal Life Edge II

Accumulation Variable Universal Life 2025 Employer

Market

Medallion Variable Universal Life Plus

Corporate VUL

Performance Executive Variable Life

Corporate VUL 05

Performance Survivorship Variable Universal Life

Corporate VUL 08

Protection SVUL

Majestic Accumulation Variable Universal Life 2019

Protection Variable Universal Life

Majestic Accumulation Variable Universal Life 2021

Protection Variable Universal Life 09

Majestic Performance Survivorship Variable Universal Life

Protection Variable Universal Life 2012

Majestic Performance Variable Universal Life

Protection Variable Universal Life 2017

Majestic Survivorship Variable Universal Life 2020

Protection Variable Universal Life 2021

Majestic Survivorship VULX

Protection Variable Universal Life 2023

Majestic Variable COLI

Simplified Life

Majestic Variable Estate Protection

Variable Estate Protection

Majestic Variable Estate Protection 98

Variable Estate Protection Edge

Majestic Variable Universal Life

Variable Estate Protection Plus

Majestic Variable Universal Life 98

Variable Master Plan Plus

Portfolio Reorganization

The purpose of this Supplement is to notify of a portfolio reorganization. At its meeting held from March 23-26, 2026, the Board of Trustees for the John Hancock Variable Insurance Trust ("JHVIT") approved a plan of reorganization for vote by affected policyowners. If the plan for reorganization is approved by policyowners, the reorganization will occur at the close of business on or about October 30, 2026 ("Reorganization Date"). On the Reorganization Date, the following "Acquired Portfolios" will be reorganized into the "Acquiring Portfolios":

Acquired Portfolio

Acquiring Portfolio

Managed Volatility Balanced Portfolio - Series NAV

Lifestyle Balanced Portfolio - Series NAV

Managed Volatility Conservative Portfolio - Series NAV

Lifestyle Conservative Portfolio - Series NAV

Managed Volatility Growth Portfolio - Series NAV

Lifestyle Growth Portfolio - Series NAV

Managed Volatility Moderate Portfolio - Series NAV

Lifestyle Moderate Portfolio - Series NAV

Accordingly, after October 30, 2026, the Lifestyle Balanced Portfolio - Series NAV, Lifestyle Conservative Portfolio - Series NAV, Lifestyle Growth Portfolio - Series NAV, and Lifestyle Moderate Portfolio - Series NAV will replace the Managed Volatility Balanced Portfolio - Series NAV, Managed Volatility Conservative Portfolio - Series NAV, Managed Volatility Growth Portfolio - Series NAV, and Managed Volatility Moderate Portfolio - Series NAV, respectively. After that date, you will no longer be able to allocate policy value or premiums to the Managed Volatility - Series NAV Portfolios. Any policy value or premium allocated to a Managed Volatility - Series NAV Portfolio will be allocated to the corresponding Lifestyle - Series NAV Portfolio.

Please note the following information regarding the Reorganization:

For forty-five (45) days before the Reorganization Date, you may make a one-time transfer of any or all policy value allocated to the Acquired Portfolio to any other Variable Investment Option available under your Policy without the transfer counting against the monthly transfer limit.

For forty-five (45) days after the Reorganization Date, you may transfer any policy value allocated to the Acquiring Portfolio to any Variable Investment Option available under your Policy without the transfer counting against the monthly transfer limit.

A transfer request may be made through our website at JohnHancock.com/lifeaccount, by sending in a transfer request form, or by telephone at 800-732-5543.

The Acquiring Portfolio will replace the Acquired Portfolio in any standing allocation instructions that you have on file. If you are currently enrolled in a dollar cost averaging or asset allocation balancer program and have designated an amount to be transferred monthly into the Acquired Portfolio, after the Reorganization Date, that amount that you have designated to the Acquired Portfolio will be transferred to the Acquiring Portfolio. You should work with your investment professional to determine if your existing allocation instructions should be changed before or after the Reorganization Date.

You should read this supplement together with the prospectus for the Policy you purchased and retain both documents for future reference.

Prior to making any investment decisions, you should carefully review your product prospectus and all applicable supplements. In addition, you should review the prospectuses and applicable supplements for the underlying portfolios that we make available as investment options under the policies. The prospectuses describe the investment objectives, policies and restrictions of, and the risks relating to, investment in the portfolios. In the case of any of the portfolios that are operated as feeder funds, you should also review the prospectus for the corresponding master fund. If you need to obtain additional copies of any of these documents, please contact your representative or contact our Service Office at the address or telephone number on the back page of your product prospectus.

VLI ProdSupp VL 08/2026

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John Hancock Life Insurance Usa Separate Account A Co published this content on August 24, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on August 24, 2026 at 16:11 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]