With New Yorkers’ Health Insurance Premiums Set To Soar, Gillibrand, Details The Impact Of Rising Costs Across The State; Releases County-By-County Breakdown Of Premium Increases

With New Yorkers' Health Insurance Premiums Set To Soar, Gillibrand, Details The Impact Of Rising Costs Across The State; Releases County-By-County Breakdown Of Premium Increases

Oct 8, 2025

A county-by-county breakdown of expected ACA premium increases across New York can be found at gillibrand.senate.gov/trumphealthcareincrease

Today, U.S. Senator Kirsten Gillibrand (D-NY) held a virtual press conference to discuss the impact of rising health insurance premiums on New Yorkers across the state and to call on Republicans to extend the health insurance subsidies that help many Americans get care at a price they can afford.

"At least 1.6 million New Yorkers in every corner of our state are on the brink of seeing their premiums skyrocket-all because congressional Republicans refuse to extend the health care assistance that families rely on," said Senator Gillibrand. "This is a Republican-manufactured health care crisis that low- and middle-income New Yorkers simply cannot afford. Democrats stand ready to negotiate a bipartisan deal to keep health care costs low and reopen the government, but we need Republicans to come to the table. I'm calling on my Republican colleagues to prioritize American families over billionaires and end this crisis."

Without an extension, Affordable Care Act enhanced tax credits will expire at the end of 2025, causing 20 million Americans to see a sudden increase in their health insurance costs. This includes at least 1.6 million New Yorkers, who will face an average yearly increase of $1,360 in the amount they pay for their premiums, with people in some counties experiencing far greater increases. Gillibrand emphasized the immense strain that this will put on working families and the dire need for Republicans to work with Democrats to address the looming health care crisis and end the government shutdown. Enrollees in New York State are already receiving notices of premium hikes ahead of the start of open enrollment on November 1^st, underscoring the importance of extending the subsidies immediately.

Health insurance premiums are expected to increase by double- or triple-digit percentages in all of New York's 62 counties if President Trump and congressional Republicans fail to extend ACA subsidies. A county-by-county breakdown of the expected premium increases for the lowest-cost ACA plans can be found at gillibrand.senate.gov/trumphealthcareincrease.

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