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Certified Financial Planner Board of Standards Inc.

01/07/2026 | Press release | Archived content

‘Where Should I Turn?’ My 401(k) Has Lost 23% in the Past Few Years and Now I Only Have $200K. What Did I Do Wrong

An employee whose 401(k) has dropped to $200,000 in recent years is wondering where to turn for help and whether these losses are normal. This is considered a poor return given no major asset classes have gone down in value over this period, and it may be time to consider hiring a CFP® professional through CFP Board's Lets Make A Plan website who is committed to acting in clients' best interests.

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Alisa Wolfson January 7, 2026
Certified Financial Planner Board of Standards Inc. published this content on January 07, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on January 15, 2026 at 14:55 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]