Welcome to SMART Online Banking!

Welcome to SMART Online Banking!

Welcome to SMART Online Banking
Thank you for your patience this past weekend while we upgraded our entire online system and mobile app. As of Monday, September 29, 2025, SMART Online Banking is live and ready for you.

Access Via the Web

• Option 1: Visit The Farmers Bank homepage and select the SMART Online Banking button in the upper-right corner.
• Option 2 (Direct): Go straight to the SMART Online Banking login page. If you want to update your browser bookmark, this is the link you will want to save for quick and direct access to SMART Online Banking.

Your Security Comes First
Our new experience is protected by advanced encryption and layered authentication. Always verify you are on a thefarmersbank.com page before entering credentials.

SECURITY TIP
We will never ask you for your one-time passcode or password by phone, email, or text.

Logging IN
Use the same Login ID and password you used previously. On your first login, you'll be prompted to change your password. Just follow the on-screen prompts. Once you've gained access to the dashboard you will also now have the option to update your log in ID in settings, but this can only be accomplished once you've fully logged in.

Having trouble?

• Select Forgot Login ID on the login page and follow the steps.
• If issues continue, see the 'Need Assistance' information below.

New to online banking?

• Click Enroll at the bottom of the login page and complete the form using your information on file. If your info has changed and enrollment doesn't go through, see 'Need Assistance' information below and we'll get you set up.