U.S. Senate Committee on Banking, Housing, and Urban Affairs

01/13/2026 | Press release | Distributed by Public on 01/13/2026 15:24

The Facts: The CLARITY Act

January 13, 2026

The Facts: The CLARITY Act

Washington, D.C. - The Digital Asset Market CLARITY Act marks a major step toward establishing the United States as the crypto capital of the world by balancing innovation with strong investor protections and tough law enforcement tools. Ahead of the Senate Banking Committee's markup, Republicans have released four detailed fact sheets outlining how the legislation cracks down on illicit finance, protects everyday Americans, delivers long-overdue regulatory clarity, and ensures the next generation of financial innovation stays in America.

Together, these one-pagers show how the Senate Banking Committee's market structure legislation brings digital assets into a clear, appropriately tailored U.S. regulatory system that protects investors, strengthens national security, and promotes responsible innovation.

FACT: The CLARITY Act Protects Everyday Americans

The bill ensures everyday Americans have the tools, information, and protections they need to safely participate in digital asset markets.

It strengthens disclosure requirements, preserves anti-fraud authorities, limits insider abuse, and promotes coordinated oversight and financial literacy.

Americans deserve transparency, fairness, and accountability in digital asset markets - and this legislation delivers it.

For the full fact sheet, click here.

FACT: The CLARITY Act Delivers Regulatory Clarity for the Crypto Industry

The bill establishes clear rules of the road by drawing a bright line between SEC and CFTC jurisdiction and replacing the SEC's regulation-by-enforcement model with a workable statutory framework.

It creates a tailored disclosure regime that allows responsible digital asset projects to raise capital while protecting investors and preventing market manipulation.

The result is legal certainty that keeps capital, jobs, and innovation in the United States.

For the full fact sheet, click here.

FACT: The CLARITY Act Protects Software Developers While Promoting Responsible DeFi Innovation

The bill protects software developers and peer-to-peer activity while ensuring that centralized intermediaries interacting with DeFi are subject to tailored risk-management, cybersecurity, and compliance standards.

By focusing regulatory efforts on control rather than code, the legislation draws a clear line that balances innovation with investor protection.

This approach keeps the United States competitive while safeguarding markets and investors.

For the full fact sheet, click here.

FACT: The CLARITY Act Cracks Down on Illicit Finance

The Banking Committee's market structure bill takes a hardline approach to illicit finance while preserving innovation and civil liberties.

It ensures that centralized digital asset intermediaries are subject to an appropriate sanctions framework and gives law enforcement new, targeted tools to combat money laundering, terrorist financing, and sanctions evasion.

The bill closes major national-security gaps while keeping legitimate crypto activity onshore and under U.S. oversight.

For the full fact sheet, click here.

Previous Article
U.S. Senate Committee on Banking, Housing, and Urban Affairs published this content on January 13, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on January 13, 2026 at 21:24 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]