Statement from the NBS Bank Board’s 21st meeting of 2025

On 3 December 2025 the Bank Board of Národná banka Slovenska (NBS) held its 21st meeting of the year, chaired by NBS Governor Peter Kažimír.

The Bank Board discussed and approved an NBS Decree on reporting by crowdfunding service providers.The Decree regulates reporting on projects funded through crowdfunding platforms and other reporting necessary for the effective supervision of crowdfunding service providers.
The Decree takes effect on 1 January 2026.

The Bank Board discussed and approved an NBS Decree establishing the scope and structure of information contained in the list of credit servicers and credit servicers from other Member States.
The Decree specifies the types of information to be included in the list for each credit servicer, such as identification details, contact addresses, authorisation information, details of its authorisation to receive and hold funds from borrowers, and the list of Member States which the credit servicer has notified of its intention to provide credit servicing activities. A separate data structure is stipulated for credit servicers operating in Slovakia on the basis of an authorisation from another Member State. The Decree also follows the European Banking Authority's Guidelines (EBA/GL/2024/02) recommending a single framework for maintaining national lists or registers of credit servicers in EU Member States.
Taking effect on 1 January 2026, the Decree aims to ensure uniform, transparent, and consistent maintenance of the list of credit servicers, in order to keep the public clearly informed about the entities authorised to perform credit servicing activities in Slovakia.

The Bank Board discussed and approved an NBS Decree on reporting for supervisory purposes by credit servicers.
The Decree regulates the reporting required of credit servicers under Act No 106/2024 and introduces a single framework for the regular collection of information necessary for effective supervision in this area. The Decree requires credit servicers to submit three types of reports:

• a core data sheet of the credit servicer;
• data on serviced loans;
• information on complaints, litigations, and criminal proceedings.

The reports are to be submitted semi-annually via the NBS Statistics Collection Portal. The data collected - including also information on anti-money laundering and combating the financing of terrorism - will be used for ongoing risk assessment and the planning of supervisory activities.
The Decree takes effect on 1 January 2026.

The Bank Board discussed and approved an NBS Decree amending NBS Decree No 139/2013 laying down detailed provisions on the elements of an application for a foreign exchange licence and on requirements for trading in foreign exchange assets, as amended by Decree No 300/2023.
The Decree brings the content requirements for a foreign exchange licence application and its annexes into line with the Foreign Exchange Act (No 202/1995), including the law's requirement to demonstrate the good repute of persons performing a managerial function at the applicant and of the applicant's beneficial owner.
To reduce the administrative burden for demonstrating the good repute of a person who is a Slovak national, the Decree allows the applicant to submit, instead of an extract from the criminal register, summary information with which Národná banka Slovenska itself can request the extract. Foreign applicants remain required to demonstrate good repute by submitting a document equivalent to a criminal register extract. Furthermore, the requirement to submit an extract from the Slovak Commercial Register for companies registered therein is removed, as Národná banka Slovenska will instead obtain an extract from the Register of Legal Entities and Entrepreneurs. In the light of practical experience, the Decree also requires applications to include the applicant's email address.
The Decree takes effect on 1 January 2026.

The Bank Board discussed and approved an NBS Decree on reporting by insurance undertakings not subject to a special regime, by reinsurance undertakings, and by branches of insurance and reinsurance undertakings from other Member States.
It repeals NBS Decree No 1/2016 of 26 January 2016 on reporting by insurance undertakings not subject to a special regime and by reinsurance undertakings (Notification No 87/2016).
The new Decree extends the application of NBS reporting requirements to branches of (re)insurance undertakings from other Member States. At the same time, it modifies several existing reporting templates and introduces new ones, primarily related to the transition to the new International Financial Reporting Standard (IFRS) 17 Insurance Contracts. It also establishes the collection of additional data for supervisory, statistical, and international reporting purposes.
The Decree takes effect on 1 January 2026.

The Bank Board discussed and approved a document entitled 'Memorandum of Understanding on the cooperation framework for information sharing between national supervisory authorities and national central banks in support of the access of non-bank payment service providers to central bank operated payment systems'.

National Bank of Slovakia
Communications Section
Imricha Karvaša 1, 813 25 Bratislava
Contact: [email protected]

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