Prospectus by Investment Company (Form 497)

TOPS^® Moderate Growth ETF Portfolio

TOPS^® Growth ETF Portfolio

TOPS^® Aggressive Growth ETF Portfolio

Class 1 Shares

Class 2 Shares

Investor Class Shares

Service Class Shares

TOPS^® Managed Risk Moderate Growth ETF Portfolio

TOPS^® Managed Risk Growth ETF Portfolio

Class 1 Shares

Class 2 Shares

Class 3 Shares

Class 4 Shares

Investor Class shares

(each a series of Northern Lights Fund Trust (the "Trust")

Supplement dated February 2, 2026 to the

Prospectus and Statement of Additional Information dated May 1, 2025

Effective on or about May 1, 2026, please be advised that the names of the below Funds will be changed.

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The information in this supplement contains new and additional information beyond that in the Prospectus and Statement of Additional Information, dated May 1, 2025. This supplement should be read in conjunction with the Prospectuses and Statements of Additional Information and should be retained for future reference. These documents are available upon request and without charge by calling the Fund at 1-855-572-5945.

Please retain this Supplement for future reference.