Prospectus Certification by Investment Company (Form 497J)

Lincoln Financial

Law Department

The Lincoln National Life Insurance Company

1301 S. Harrison Street

Fort Wayne, IN 46802

Phone: 336-691-3892

[email protected]

VIA EDGAR

August 17, 2026

Securities and Exchange Commission

100 F Street NE

Washington, D.C. 20549

Lincoln Life Variable Annuity Account N: 333-212680; 333-135039; 333-174367; 333-236907; 333-181612; 333-170897; 333-214143; 333-193272; 333-212682; 333-239288; 333-252473;

333-252653; 333-252654; 333-214144; 333-186894; 333-36316; 333-138190; 333-149434;

333-36304; 333-40937; 333-61554; 333-170529; 333-172328; 333-193273; 333-193274;

811-08517

Lincoln New York Account N for Variable Annuities: 333-186895; 333-141757; 333-145531; 333-149449; 333-141760; 333-141752; 333-141759; 333-141762; 333-175691; 333-193277;

333-214111; 333-176213; 333-181616; 333-171096; 333-193276; 333-214113; 811-09763

Commissioners:

On behalf of The Lincoln National Life Insurance Company and Lincoln Life & Annuity Company of New York (together, the "Companies") and the above referenced Separate Accounts, we are filing a certification pursuant to paragraph (j) of Rule 497 under the Securities Act of 1933. In this regard, we certify that the form of each prospectus for certain variable annuity contract offered by the Companies through each Separate Account otherwise required to be filed under paragraph (c ) of Rule 497 would not differ from the form of prospectus, as supplemented, contained in the post-effective amendments filed on June 26, 2026.

Sincerely,

Jassmin McIver-Jones