Lincoln National Variable Annuity Account H

11/06/2026 | Press release | Distributed by Public on 11/06/2026 10:32

Prospectus by Investment Company (Form 497)

The Lincoln National Life Insurance Company
Lincoln National Variable Annuity Account H
American Legacy® Design, American Legacy® Signature, American Legacy® Series, American Legacy® Advisory
Lincoln Life Variable Annuity Account N
Lincoln ChoicePlusSM Design, Lincoln ChoicePlusSM Signature, Lincoln ChoicePlus AssuranceSM Series, Lincoln ChoicePlusSM Advisory, Lincoln InvestmentSolutionsSM RIA, Lincoln ChoicePlusSM Select B-Share
Rate Sheet Prospectus Supplement dated November 6, 2026
This Rate Sheet Prospectus Supplement ("Rate Sheet") provides the rates and percentages for the 4LATER® Select Advantage rider. This Rate Sheet must be retained with the current prospectus.
The rates below apply for applications and/or election forms signed on and after November 16, 2026.
The rates in this Rate Sheet can be superseded at any time. In the event we change our rates, the new rate sheet will become effective at least 10 days after it is filed. Current Rate Sheets will be included with the prospectus. You can also obtain the most current Rate Sheet by contacting your financial professional, or online at www.lfg.com/VAprospectus. This Rate Sheet has been filed with the Securities and Exchange Commission and can be viewed at www.sec.gov.
Current Initial Protected Lifetime Income Fee Rate 
Single
Life
Joint
Life
Current Initial Annual Charge
1.50%
1.60%
Enhancement Rate
7%
i4LIFE® Advantage Select Guaranteed Income Benefit Charge Rate 
i4LIFE® Advantage Select Guaranteed Income Benefit for Contractowners who transition from 4LATER®
Select Advantage
Single
Life
Joint
Life
Current Initial Annual Charge
1.50%
1.60%
i4LIFE® Advantage Select Guaranteed Income Benefit 
Single Life GIB Percentage
Joint Life GIB Percentage
Age
GIB Percentage
Age
GIB Percentage
Under 40
2.25%
Under 40
2.00%
40 - 54
3.00%
40 - 54
2.50%
55 - 58
3.25%
55 - 58
2.75%
59 - 64
4.25%
59 - 64
3.75%
65 - 69
5.25%
65 - 69
4.75%
70 - 79
5.50%
70 - 79
5.00%
80+
5.50%
80+
5.00%
 
In order to receive the rate indicated in this Rate Sheet, your 4LATER® Select Advantage application or rider election form must be signed and dated on and after November 16, 2026. We must receive your application or rider election form in Good Order within 10 days from the date you sign your application or rider election form and the annuity must be funded within 60 calendar days. Good Order means the actual receipt by Lincoln at its Home Office of the requested transaction in writing, or by other means accepted by Lincoln, along with all the information and supporting legal documentation necessary to complete the transaction. Additional paperwork may be required if these conditions are not met and you still wish to purchase the annuity in order to receive the applicable rates in effect at that time.
Lincoln National Variable Annuity Account H published this content on November 06, 2026, and is solely responsible for the information contained herein. Distributed via EDGAR on November 06, 2026 at 16:32 UTC. If you believe the information included in the content is inaccurate or outdated and requires editing or removal, please contact us at [email protected]